Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: William Chappell

Very Happy

We have been with Healthy Paws for around ten years. If you sign up, read your policy and make sure it will fit your needs. It's insurance, there will be rate increases. Remember there is an annual deduction. Having said that, HP has been wonderful for us. They have reimbursed us literally thousands of dollars, exactly as the policy we signed up for is written (TPLO surgery both back legs, mast cell removal, UTIs, and more). Claim submittal could not be easier... go to your online account, upload a pdf of your bill. That's it. We've been paid (per the policy) every time within 10 days. Thanks for being there HP!
5

out of 5

POSTED: | BY: Samantha Green

So grateful for Healthy Paws

We've been using Healthy Paws since our dog Randle turned 7, he's now 11. We rarely needed to claim with them as he was a healthy dog. In the last year he started to need various treatments for arthritis, then 3 weeks ago he ended up in the local specialist hospital and was diagnosed with cancer. Without the support of Healthy Paws we couldn't have afforded the care he needs and that will hopefully see him on the mend soon. They have covered his medication, his access to more alternative treatments like laser and his hospital stay. Claims are paid quickly and customer service are always swift to respond. Can't recommend them enough
5

out of 5

POSTED: | BY: Sam Green

So Grateful for Healthy Paws

We've been using Healthy Paws since our dog Randle turned 7, he's now 11. We rarely needed to claim with them as he was a healthy dog. In the last year he started to need various treatments for arthritis, then 3 weeks ago he ended up in the local specialist hospital and was diagnosed with cancer. Without the support of Healthy Paws we couldn't have afforded the care he needs and that will hopefully see him on the mend soon. They have covered his medication, his access to more alternative treatments like laser and his hospital stay. Claims are paid quickly and customer service are always swift to respond. Can't recommend them enough
5

out of 5

POSTED: | BY: Carly Nelson

Great Experience So Far

When I noticed blood in my dog's urine a couple months ago, I assumed it was a UTI. We've since learned it's bladder cancer, and we initially expected the worst. Fortunately, he is in the very rare portion of dogs with bladder cancer whose primary tumor was in an operable location. It has been such a blessing to be able to capitalize on his relative luck with high-quality veterinary treatment and have the potential to keep him with us for years instead of the months we were initially told to expect! We're very grateful to have him insured with Healthy Paws. The reimbursement process has been so easy (and quick!), and it has been a huge relief to be able to direct my focus and worry to his health rather than the treatment expenses.
5

out of 5

POSTED: | BY: Carly Nelson

Great Experience So Far

When I noticed blood in my dog's urine a couple months ago, I assumed it was a UTI. We've since learned it's bladder cancer, and we initially expected the worst. Fortunately, he is in the very rare portion of dogs with bladder cancer whose primary tumor was in an operable location. It has been such a blessing to be able to capitalize on his relative luck with high-quality veterinary treatment and have the potential to keep him with us for years instead of the months we were initially told to expect! We're very grateful to have him insured with Healthy Paws. The reimbursement process has been so easy (and quick!), and it has been a huge relief to be able to direct my focus and worry to his health rather than the treatment expenses.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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