Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sharon B

Better than my personal health insurance

We have been a Healthy Paws member for six years and luckily have had only one major health issue with our adopted dog. He recently underwent surgery on his knee for a luxated patella. The claim process couldn’t have been easier. I was nicely surprised that the check arrived within a week of submitting the claim and all of the surgery expenses were covered including post rehab treatments, no questions asked. They even followed up after the surgery to check up on his progress. If only my health insurance company was so customer focused! Sent from my iPad
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5

out of 5

POSTED: | BY: Sharon Brant

I wish my health insurance was this good

We have been a Healthy Paws member for six years and luckily have had only one major health issue with our adopted dog. He recently underwent surgery on his knee for a luxated patella. The claim process couldn’t have been easier. I was nicely surprised that the check arrived within a week of submitting the claim and all of the surgery expenses were covered including post rehab treatments, no questions asked. They even followed up after the surgery to check up on his progress. If only my health insurance company was so customer focused! Sent from my iPad
5

out of 5

POSTED: | BY: John Wojciechowski

So thankful we got Healthy Paws

We have had Healthy Paws policies for our two cats and a Great Dane for over six years now. It is very easy to submit claims, claims are paid quickly and deposited directly into our bank account. Highly recommend anyone looking for a pet policy to consider Healthy Paws.
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5

out of 5

POSTED: | BY: Ro Carcaci

I am so impressed with Healthy Paws

I am so impressed with Healthy Paws. I have NEVER had any issues when filing a claim. It is so simple, you take a pic of the invoice, upload it to your Healthy Paws app, and submit! Or you can do it through the computer or by fax. Healthy Paws is super quick. I submitted my claim for my dog's operation on a Monday, the reimbursement was in may bank account by Thursday. No lie. Their operators are helpful and they are quick to respond to emails. I have a different insurance for mu older dog, and I wish I knew about Healthy Paws when we first got him. His insurance does not compare to Healthy Paws!
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5

out of 5

POSTED: | BY: Ro Carcaci

Amazing and quick reimbursement

I am so impressed with Healthy Paws. I have NEVER had any issues when filing a claim. It is so simple, you take a pic of the invoice, upload it to your Healthy Paws app, and submit! Or you can do it through the computer or by fax. Healthy Paws is super quick. I submitted my claim for my dog's operation on a Monday, the reimbursement was in may bank account by Thursday. No lie. Their operators are helpful and they are quick to respond to emails. I have a different insurance for mu older dog, and I wish I knew about Healthy Paws when we first got him. His insurance does not compare to Healthy Paws!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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