Healthy Paws | Pet Insurance Review

4.7

out of 5

Number of reviews 11,209

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: John

Best insurance hands down

Have had them for 2 dogs and about to switch my other dog to them. My late dog had a brain tumor and they were awesome. When i terminated my insurance after my dog passed away they sent me a reimbursement check dor the cremation even though I had not filed a claim for that. My current dog has had valley fever and two ACL tears and they covered both surgeries and the valley fever tests and meds. When i submit a claim i get an answer within 2 days usually.
5

out of 5

POSTED: | BY: Ricardo Zapata

Healthy paws saved my best friend

My 4 years old beagle was diagnosed with IVDD, a painful and complex condition, that required an MRI, Surgery and a week in the hospital. Having Healthy Paws was a bless. They covered almost all expenses ($23K) and the full refund for all claim was made in less than 30 days. I wish that my own premium was as good as Healthy paws. Eficient, Simple, and honest.
5

out of 5

POSTED: | BY: Tom

Owner

Excellent service, prompt turn around on claims
5

out of 5

POSTED: | BY: Diana

Great Health Insurance for my dog

Always great customer service with any questions and love the ease of claims processing!
5

out of 5

POSTED: | BY: Lauren

Thankful for Healthy Paws Pet Insurance

I can't say enough about Healthy Paws Pet Insurance. I bought the policy when I rescued my dog at 11 months and he is now 10 1/2. I have submitted many claims throughout the years without questions asked other than occasional veterinary notes for review to substantiate my claims that have been very high. It provides me the comfort to know I can take the best care of my boy, Petey. He has torn 2 ACL's in the last couple years which has cost me ~12,000 dollars and most recently he has been diagnosed with chronic pancreatitis and was referred to a specialist for evaluation that cost ~3,500 and now be undergoing Hyperbaric oxygen treatment that is about ~1,500. Healthy Paws has stood by their policy every step of the way. Over the years I have definitely received more money back in reimbursement than I have paid in premiums. I wish medical insurance was this good for humans!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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