Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Steve Lim

The best pet insurance

Easy to make claims and prompt support and processing. They stayed true to their word and honored all major claims unlike some other insurers that I’ve used in the past who used various excuses to duck out. Great company and I hope they stay that way!
5

out of 5

POSTED: | BY: George Hardy

Thumbs (& Paws) Up!

At first being skeptical of the idea of pet insurance, my mind was changed due the prompt responses to the claims I have filed with Healthy Paws! They hold true to policy coverage and are not inclined to rejects claims once the deductible and coverage conditions have been met. Absolutely no complaints, and I highly recommend their pet insurance products!
5

out of 5

POSTED: | BY: Ed Dorso

Best Pet Insurance Company

I used two other pet insurance companies (both for cats) before settling on Healthy Paws for our new cat, and I would not use either of them again after having Healthy Paws for several years. Healthy Paws does require that you pay the vet bill up front, then submit the claim with all the required information and payment receipt, but Healthy Paws has always processed my claims promptly, and within the rules of the policy. Over my several years of using Healthy Paws, I’ve had to call customer service two or three times to get clarification on something, and the rep was always easy to understand, knowledgeable, polite, and professional. I would definitely recommend Healthy Paws for your pet insurance provider.
5

out of 5

POSTED: | BY: Steve Lim

The best pet insurance

Easy to make claims and prompt support and processing. They stayed true to their word and honored all major claims unlike some other insurers that I’ve used in the past who used various excises to duck out. Great company and I hope they stay that way!
5

out of 5

POSTED: | BY: Xin Bai

Best insurance I could ask for! Thousands of dollars claim reimbursed in less than a week!

Two weeks ago my cat suddenly lost function of his tail and was having trouble walking, so I have to take him to emergency vet. After X-ray and MRI, he was diagnosed with IVDD, intervertebral disc disease. And the spinal decompression surgery was performed. Not gonna lie but these things cost me a fortune. But gladly I have Healthy Paw Insurance, been enrolled since 2019. 90% of the cost had been reimbursed and I couldn't imagine what should I do without the insurance. I'm talking about thousands of dollars here. Healthy Paw helped me big financially which is usually the biggest obstacle a pet owner would face in this kind of situation. I'm just so glad I chose Healthy paw. And I would 100% recommend it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review