Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Michael Tobin

There When NEEDED

Unbelievable Service in regards to filing and payout. Healthy Paws was there for Us when We really needed them. It’s wonderful to have a relationship with a business that is so stress free and non time consuming. Highly recommend and AAA+. The French Bulldog from Maine, Fletcher
1

out of 5

POSTED: | BY: Elizabeth Ziegler

Furry family member died, still getting billed

My furry family member died on May 10th, 2022. I’ve contacted Healthy Paws 6 times since then as they continue to bill me. On Monday of this week, I was told that all charges would be reversed and my policy canceled. Then boom, got billed again… and was told my bill will go up in December. So each time this happens, it opens wounds of losing my family member. It is an unacceptable experience.
5

out of 5

POSTED: | BY: Michael

Grateful for Healthy Paws

Our 2.5 year old dog stopped eating out of the blue and became very ill with dehydration and electrolyte changes. Two hospitalizations later, he was diagnosed with Addison's disease (primary adrenal insufficiency). Healthy Paws has an easy interface for filing claims, and the turnaround times were less than one week for each claim.
1

out of 5

POSTED: | BY: Ellie Holcomb

Garbage/Scam/Cons

We insured our dog at five months old. We had her spayed right before we got insurance. The vet gave her too much anesthesia, and this caused a back leg paralysis. We found out the dosage is different with Tibetan Mastiffs. It cleared up in a day and she walked fine. I purchased the insurance after that. Fast forward two years. We took her to the vet to make sure she doesn’t have hip dysplasia. We did this because we found out the breeder she came from didn’t have breeding rights. We also had no info on her hips. We just wanted to take precautionary measures to make sure she wouldn’t have any problems. The vet took X-rays and concluded she didn’t have hip dysplasia. We filed our claim with Healthy Paws to be reimbursed 90% of our vet visit. They came back and said since she had a “pre-existing limp” from the prior paralysis, and she couldn’t be covered whatsoever. This was the first claim we ever filed. We had extensive documentation showing she didn’t have hip dysplasia. They basically said F-off. We cancelled our policy, and they took us for two years of monthly payments. Stay away from them.
5

out of 5

POSTED: | BY: Customer

We signed up for pet insurance with…Healthy Paws

We signed up for pet insurance with Healthy Paws in 2013. They have been wonderful all this time. They process the claims super quickly and the money are directly deposited in my bank. It gives me peace of mind to know that my dog is protected.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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