Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennifer Girard

Healthy Paws Insurance is easy and saves us time and money

We've been using Healthy Paws for a couple years and have had nothing but a positive experience each time we had to file a claim. Most recently, we had a large claim and it was still a very quick and seamless process. Generally, it takes less than 30 seconds to file a claim, as I only have to upload a document or two at most, and then typically it's approved within 2-4 days, and deposited in my account within another day. They have saved us a ton of money, time and stress with our very active pup.
5

out of 5

POSTED: | BY: Julie Mendez

Best Pet Insurance

Very courteous customer service and showed genuine concern for my pets' health. The claims were processed in a timely manner and received reimbursements quickly. I am delighted with HealthyPaws and will recommend them to anyone with pet children. I have the freedom to focus on caring for my pet babies and not be worried about finances. I will definitely be a customer for life.
5

out of 5

POSTED: | BY: Jihyun Kim

Thank you Healthy Paws!

My dog has a negative reaction from one of the medications during the day so we urgently went to ER vet twice a day. The first visit invoice was $1,400 and the second visit invoice was around $1,700 because my dog was hospitalized for 15 hours. The total cost was $3,100 and I submitted claims right away. (Claim submission is very easy, take 1 min!) After then, I reimbursed 70% of the invoice which was helpful. This year, my dog visited several times of vet and ER and luckily we got the 70% reimbursement after the annual deduction. I recommend pet insurance if your dog is 4 years older... I think better to register before moving to the senior stage.
5

out of 5

POSTED: | BY: Lynne

Emergency hospitalization and surgery for a collapsed lung

Emergency hospitalization and surgery on a young otherwise healthy dog. Expensive, very and not an expected cost. Thank goodness we have Healthy Paws to help. They told us what we needed to send, filing was easy, they let you know how the claim is progressing and you get a check or direct deposit in a reasonable time frame. Highly recommended!
5

out of 5

POSTED: | BY: Michael Kalina

Healthy Paws Does it Right

Healthy Paws makes it easy to submit a claim. Once the claim is submitted they communicate with you regarding the status of the claim. They have always been fast in moving the claim through their system and issuing reimbursement. They are a quality company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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