Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa Saph

Very satisified!

Our beloved Goldendoodle was diagnosed with lymphoma this summer at the age of 8 1/2. She has been receiving chemo treatments for the past 5 months that have saved her life! I don't know what we'd do without our insurance, as our bills will exceed $10,000 and we've paid a fraction of that. The claims process is very easy and I've received reimbursement into my bank account typically within 2 days.
5

out of 5

POSTED: | BY: Dianne Miller

Great, efficient, affordable coverage

When I adopted my rescue pup, I wanted to get insurance since he's little and could very easily be hurt by a large dog, car, etc. I hadn't had any major issues with him in the first couple years, but then he decided to eat a large amount of plastic a couple of weeks ago, which required surgery to extract. HealthyPaws quickly approved and reimbursed my claims within just a few days of me submitting invoices and medical records! It was a very easy process, and the cost of coverage is reasonable, especially compared to some other plans I looked into. I have recommended HealthyPaws to several friends! (And my baby is doing very well; I doubt he learned any lessons from this, but I sure have!)
5

out of 5

POSTED: | BY: Dianne Miller

Great, efficient, affordable service

When I adopted my rescue pup, I wanted to get insurance since he's little and could very easily be hurt by a large dog, car, etc. I hadn't had any major issues with him in the first couple years, but then he decided to eat a large amount of plastic a couple of weeks ago, which required surgery to extract. HealthyPaws quickly approved and reimbursed my claims within just a few days of me submitting invoices and medical records! It was a very easy process, and the cost of coverage is reasonable, especially compared to some other plans I looked into. I have recommended HealthyPaws to several friends! (And my baby is doing very well; I doubt he learned any lessons from this, but I sure have!)
5

out of 5

POSTED: | BY: Dianna Hatcher Kelley

I have had Healthy Paws insurance for a number of years

I have had Healthy Paws insurance for a number of years and they continue to out perform any of the other pet insurances I have had in the past. They answer your claims very fast and are very precise and clear on their coverages that they provide. You know exactly what to expect. No surprises I like that! Recently they came through for me again when I took my older dog to the Vet. For a suspected illness. I was able to go ahead with the suggested testing without stressing out how I could pay. I really like feeling like I can concentrate on my Dogs care versus the cost.
5

out of 5

POSTED: | BY: Lisa Francis

My 6 year old Cavalier has had multiple…

My 6 year old Cavalier has had multiple health issues. Without Healthy Paws insurance, it would have been hard to afford the procedures/medications/treatments that were required for him to survive and be healthy again. Claims are easy to submit online and reimbursements for claims are deposited into my bank account within days. I’m extremely pleased with the insurance and customer service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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