Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dianna Kelley

Rhineoscopy exam

Recently PollyAnna started sneezing and acting lethargic. I took her to the Vet. who after examination found her mucous membranes extremely inflamed. She tested for fungus and some other possibilities and treated her for the inflammation. We submitted our claim to Healthy Paws and they answered it right away as they always have. Their coverage is clear and precise and you know exactly what they do and do not cover.
5

out of 5

POSTED: | BY: Tracy Evans

Highly recommend

I have had healthy paws for 3 years now going on 4. They have always been extremely fast with my reimbursement. They don’t ask a million questions also. I would highly recommend them.
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5

out of 5

POSTED: | BY: Tracy Evans

Highly recommend

I have had healthy paws for 3 years now going on 4. They have always been extremely fast with my reimbursement. They don’t ask a million questions also. I would highly recommend them.
5

out of 5

POSTED: | BY: Robert Qian

Definitely the easiest pet insurance…

Definitely the easiest pet insurance company I've worked with. Claims get processed super quickly and with minimal fuss. Easy to understand premiums and limitations.
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5

out of 5

POSTED: | BY: Yuanze Qian

The best pet insurance

Definitely the easiest pet insurance company I've worked with. Claims get processed super quickly and with minimal fuss. Easy to understand premiums and limitations. I've had multiple claims paid out quickly and they don't needle you or try to wriggle out of claims (looking at you, Lemonade)
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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