Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Glenn Hale

Healthy Paws is the BEST!

I have been with Healthy Paws for over ten years and they have been great. Payment of claims are paid within 2-3 days of the claim being submitted. I have never had a problem when filing a claim or payment. Their Customer Service team has also been excellent. They are concerned about your pet and want to know how they are doing after submission of a claim. In my opinion, Healthy Paws is the best out there. I guarantee you will be happy with their service.
1

out of 5

POSTED: | BY: Gina McFerren

Stay Away from Them!

Horrible customer service in trying to get my claim resolved for my dog. I have called at least 6 times in the last 2 months and each time I received a different response to the issue. Once this claim is paid I will be dropping them. Do yourself a favor and don't go with them. I have paid premiums for 5 years and can't get a simple claim paid.
5

out of 5

POSTED: | BY: Jennifer Anderson

Healthy Paws Pet Insurance is the Best!

Healthy Paws Pet Insurance has covered two surgeries on my dog's rear legs. They were prompt in paying the reimbursement which went directly to my bank account. Their website is easy to navigate and to upload documents for claims. My monthly premium, annual deductible and co-pays are very reasonable. This is the first time I have ever had pet insurance and I'm certainly glad that I have it. The surgeries were expensive and were within a year of each other. If you are looking for pet insurance, I would highly recommend this company.
5

out of 5

POSTED: | BY: Brenda Beckman

Healthy Paws is Excellent

We have had Healthy Paws for several years and they have always been fair and responsive, with quick service and no questions asked (we wish human insurance could be as good). Reimbursements have been as quick as next day following submission. Truly amazing and highly recommended.
5

out of 5

POSTED: | BY: Jenny Anderson

Healthy Paws Pet Insurance Company

If you are looking for pet insurance, I would highly recommend Healthy Paws. I have had insurance with this company since 2018. It's the first time I have ever held pet insurance and I am so glad I have it. My monthly premium, annual deductible and co-pay amounts are very reasonable. My little dog has had surgeries on both of her rear legs which were very expensive but were covered under my plan. Healthy Paws reimbursed me promptly so that I was able to pay my credit card off in a timely manner. Their website is easy to navigate and it is easy to upload documents for claims. You can also have the reimbursement sent directly to your bank account. I highly recommend this company if you are looking for pet insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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