Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,032

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

VETERINARIAN: Jo Keroes

POSTED: | BY: Jo

Healthy Paws is the best

Within two days of my dog's surgery I submitted a claim to Healthy Paws. Within 24 hours after that I received a message saying my claim was being processed. Within two more days the message I received outlined the result of the process and the amount of reimbursement that would be coming to me. Today, no more than a week, if that, of submission, I received a check for an amount that made the monthly payments for insurance more than worth it. This kind of service is almost unheard of these days for anything, let alone an insurance claim of any sort. This company is the best.
5

out of 5

POSTED: | BY: Alex

Great pet insurance!

Healthy Paws is very helpful in case of emergencies with my dog. The process to open a claim is very seamless (you just upload copy of itemized receipt which your vet can provide to you). They process the claim within few days and usually reimburse you without any questions!
5

out of 5

VETERINARIAN: Shelby Center Hospital for Animals

POSTED: | BY: Linda

Great Company

Our Fig required knee surgery costing over $3000. After surgery, we submitted our claim to Healthy Paws. The process was so easy. In about a weeks time, we had a check allowing us to concentrate on caring for our sweet girl instead of worrying about a huge vet bill. The company even sent an email inquiring about Fig's recovery. It was so comforting to have Healthy Paws as Fig's health partner!
5

out of 5

POSTED: | BY: Allison Carey

Healthy Paws makes reimbursement easy

I have dealt with multiple human and pet insurance companies in my lifetime and none have been as easy to deal with as Healthy Paws. The claims submission process is incredibly streamlined, the turnaround time for reimbursement is quick, and it is easy to access benefits. Other companies put up many barriers to accessing benefits, so it is much appreciated to not have to deal with that while also caring for a sick pet. It really couldn’t be easier - I gave them a copy of my pet’s invoice, and I get a direct deposit payment. With other companies I’ve tried, I dealt with many denials that weren’t warranted. I have never had that experience with Healthy Paws! And their rates are better than any others I’ve seen!
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5

out of 5

POSTED: | BY: Allison

Healthy Paws is the best pet policy I’ve had

I have dealt with multiple human and pet insurance companies in my lifetime and none have been as easy to deal with as Healthy Paws. The claims submission process is incredibly streamlined, the turnaround time for reimbursement is quick, and it is easy to access benefits. Other companies put up many barriers to accessing benefits, so it is much appreciated to not have to deal with that while also caring for a sick pet. I really couldn’t ask for more, and that is very rare in the world of insurance. Thank you, Healthy Pets, for making the process so easy!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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