Healthy Paws | Pet Insurance Review

I have a 5 month old female Havanese and I purchased pet insurance for her on 4/9/2011. I figured I should get it while she is a puppy and completely healthy to avoid not having the chance to purchase it when she may need it later in life. Well, she ended up needing to be hospitalized less than a month after the policy was purchased. After some blood work, medications, and an overnight stay she was feeling much better. Since we had the insurance we didn't hesitate to take our little girl to the Vet. We knew we had some protection to offset the upcoming costs. It gives you peace of mind. PROS: They have an ANNUAL Deductible not a per incident deductible like many of the other larger pet insurance companies. If I get pet insurance, I don't want to be stuck having to pay $100 or $200 per incident...I want to have it taken care of the first time something happens for the year. They PAY based on ACTUAL COSTS...not some table(Huge difference...ask other companies how they pay out) The PRICE for the policy is very REASONABLY priced for the amount of coverage. (I chose $100 deductible and 90% copay) Had CLAIM CHECK in hand in THREE Days. Amazing speed. I made sure to follow their instructions and had the vet clinic fax up her medical records, since it was her first claim, and I then faxed the completed claim form as soon as I returned from the vet hospital. As I mentioned earlier....claims process was so easy and quick. CONS: Lifetime maximum of $2

I am so glad we have Healthy Paws Insurance for our dog. When Cooper mysteriously started vomiting we had to make an emergency trip to the animal hospital. It was comforting to know that we didn't have to turn down any diagnostic tests. He had stays, barium tests, blood tests and had to stay over night. The claim form could not have been easier to fill out. All I had to o was print out Cooper's custom form, get a vet signature and attach a receipt. That's it! I had a check within a week. So easy!

This is the best insurance I have ever had... I would never in life look back. I am a happy member of the Healthy Paws family they treat me as family as well as my little furry babies. I put my dogs lives and my whole household on the line guaranteed ... you will not find a better company.

Healthy Paws' policy of offering a pre-committment records review allows pet owners to know exactly what will be covered and what won't. And the review is pain-free--your vet's office faxes over the records and in about a week to 10 days, you have your answers in writing. It's nice to know going in whether or not the policy will work for your dog. Very pleased so far.

I purchased Healthy Paws Pet Insurance last year, thinking it would help me sleep at night, but never thinking I would actually need it. Unfortunately, this has not been the case and I have submitted several claims over the last several months. All were processed immediately and there was no "funny business". In addition, the staff have been very empathetic. I could not say enough positive things about this company and would recommend it to anyone who has a four legged family member.