Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

Rufus the dog LOVES Healthy Paws!

I insured our new dog, Rufus, who we adopted from a local shelter, about a month after we got him. A friend recommended Healthy Paws and I was skeptical at first - would it be worth the monthly cost? Well, after extensive research comparing Healthy Paws' prices and plans to other companies, I decided Healthy Paws offered the best coverage for the best rate (AND they give back to homeless pets, which is important to me). Still unsure if the insurance would really pay off, I decided to give it a go. Now a couple months later, I am confident enrolling Rufus with Healthy Paws was the right decision, and we will remain a customer for life! The customer service is fantastic, the claim forms are easy to fill out and submit, and everything is handled in a timely fashion - including reimbursement. One great perk is that the deductible is annual - not per incident. Our lovely dog has managed to already hit that deductible in the short time we've had him, and now we'll only be responsible for 10 percent of his healthcare costs for the rest of 2011. I can't say enough great things about Healthy Paws - I highly recommend the company, and I highly recommend your investment in pet insurance! It provides great peace of mind to know your pet will always be able to receive the medical care they need without maxing out your credit cards.
5

out of 5

POSTED: | BY: Kimberly Honorof

I urge you to get Healthy Paws pet insurance!

Healthy Paws has helped us so many times when our pets have been sick. Thank you for your fast service!
5

out of 5

POSTED: | BY: V. Hofmann

Very pleased! Have recommended to all my friends.

I read that Healthy Paws offers exceptional customer service and now I can confirm that. From purchase through first claim processing, they have been patient, helpful and compassionate. I researched two other plans prior to this one and what I liked best was the annual deductible. Others required a deductible per incidence. If I had it to do over, I would still choose Healthy Paws but I would send my dogs' medical history in advance. It would be helpful to understand the exclusions prior to registering. I'm not disappointed whatsoever. Just offering advice to anyone considering pet insurance. My deepest regret was not purchasing insurance sooner.
5

out of 5

POSTED: | BY: Rachel B.

Highly, HIGHLY recommend this company!

I have two chihuahuas who are both 3 years old. I have submitted multiple claims on Beau (my problem child) who developed allergies and then demodex mites from the steroids he was given to treat the allergies. He has been seen multiple times by a veterinary dermatologist (which is definitely not cheap!). What I love about this company is the ease and speed of the claims process. I just bring a claim form with me to the vet's office with my portion already filled out, have them fill out their portion, and then they fax it to Healthy Paws for me. You receive an explanation of benefits within 1-3 days after submitting a claim and a reimbursement check about 7-10 business days after that. It is also easy to customize your pet's plan to fit your financial needs since they offer several different annual deductible and reimbursement percentage options. What I love most about this company, however, is the exceptional customer service! They really convey a genuine concern for your pet's well-being. For instance, after my other dog, Bella, experienced an allergic reaction to a vaccination, I received this e-mail: "Thank you so much for faxing over the signed claim form for Bella. We have applied the costs associated with the vaccine reaction to satisfying the deductible. I hope Beau is doing well with his skin and that Bella is not having any lasting effects from the allergic reaction. They are always so sad when they get the inflammation around their face, but it s
5

out of 5

POSTED: | BY: Mary

Gratitude.

I am so grateful to have found this insurance company for my pup. She's a 1.5 year old sweet little pom. I started out with the 'ASPCA' insurance but came to find out they don't cover anything congenital and they aren't even part of the ASPCA--they just bought the name. Lovely. I switched to VPI--got nothing but mixed messages, wrong information, nothing in writing or by email to confirm anything (I guess they had my address wrong). Worst of all, they said my dog was diagnosed with things she wasn't even diagnosed with--they never requested the medical records and made me do their job and give them the records so they could do an exclusion review--the results of which were not in my favor (idiots) and I only got them after I cancelled my policy. By the way, they do not guarantee a full refund--learned that the hard way too. Healthy Paws is beyond awesome. I am so relieved to have found them! My dog just had double knee surgery for luxating patellas--if I had started with Healthy Paws, most of it would have been covered. I wish I knew. They cover congenital conditions. They have live people to talk to who return calls and who are helpful and nice. They have been nothing but easy and wonderful to work with. NONE of the problems I've had with VPI or ASPCA. So grateful. I want to spread the word.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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