Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,186

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lauren

Easy process and very kind staff

When news got to me that my barely adult cat got hit by a car and rushed to late night ER, my first thought was "thank goodness I thought of pet insurance months ago." It was something that seemed superfluous at the time, but I still felt I needed it. I'm not even sure how I found Healthy Paws over the other companies, but it seemed very reasonable and more personal, so I chose it. The next day when I was told my cat needed surgery, I called Healthy Paws to ask all the questions I could think of to make sure I would do everything correctly and make their job as easy as possible so I could stop stressing out. I was told the lines were busy and they would call me back within the hour. Sure enough, before the hour was over I got a call back. The woman who spoke with me was so kind and comforting and answered all my questions easily. I didn't feel like I was talking to an insurance agency, I was talking to a compassionate human being who understood my dilemma and anxiety. The claim process was very quick and easy and the approval process equally so. I appreciated everything they were able to do and because of Healthy Paws, I was able to keep my precious family member around. With friends and family hearing of the incident, I already made recommendations to those who asked about my insurance. Easiest recommendation I've been able to make.
5

out of 5

POSTED: | BY: AT

HEALTHY PAWS IS THE BEST!!!!!!!

We did a significant amount of research for pet insurance and Healthy Paws had the greatest number of highly-rated reviews. We decided that this would be the insurance company for our puppy. Unfortunately our puppy got very ill and ended up having to go to the vet, the emergency vet twice, and a vet specialist. You could only imagine the stress of an ill puppy that we so loved much and the astronomical bills that were generated from all of the vet visits and tests. Healthy Paws was AMAZING! They covered all of our puppies bills as per our policy. We cannot even express how pleased we are with Healthy Paws! We are very blessed to have our puppy alive and back with our family and to have such a wonderful pet insurance company! Words just do not do justice in explaining our gratitude for this honest and reputable company. Hands down Healthy Paws is the best pet insurance company. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Barbara

Healthy Paws sent reimbursement before my dog's st

My Ridgeback, Jax, had emergency surgery 3 years ago when he was 8. I didn't have insurance and it cost me $10K. Expensive lesson to learn but I learned it and covered him with another insurance company that SUCKED. The deductible applied to every visit so I ended up never getting reimbursed for anything. I switched to Healthy Paws and what a difference!!! If you can believe it, Jax just went through ANOTHER emergency surgery and they covered all of it less my deductible and office visit. And it's true. I got the check before my dog got the stitches out. They are extraordinary. I have all my dogs covered by Healthy Paws and because I rescue as well, I start all my rescue dogs off with them. I consider it just as important as microchipping.
5

out of 5

POSTED: | BY: Samuel

Hooray for Healthy Paws!!!

Emma, my three year old lab mix got into a guest's dog rimadyl.(ibuprofen for dogs) She ate a highly toxic dose and had to be hospitalized for over three days. The bill totaled over $3500. I received a check from Healthy paws within the a week from the claim. I have had Healthy Paws Insurance for my dogs since I first adopted them. (almost three years) I cannot rave enough about their concern, service and promptness that claims are completed! Thank you Healthy Paws! This is the second time you've saved one of my dog's life! Samuel Rosoff
5

out of 5

POSTED: | BY: Steve

Absolutely Awesome

Almost immediate review of claims and rapid payment. Superb on-line and mobile claims submission system. Remarkably caring and sympathetic staff - they really care about you, your dogs, and getting them the best possible care We had one Golden with a long battle with bladder cancer and very expensive medical and surgical treatment...not only were all claims paid within days, but when our girl finally lost her battle we received a sympathy card signed by all the staff members that had helped us. There could not be a better pet insurance company. We now have all of our dogs insured with Healthy Paws, and the peace of mind it gives us is priceless. I have recommended HP to all of my friends with pets and will continue to do so...you cannot do better.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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