Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 38
  • 250
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Best policy to have

I have had banfield and VPI in the past, but switched to healthy paws based upon the reviews I read on this site and I am glad I did. I have submitted two claims so far and have experienced excellent customer service (I dealt with Meredith and she was awesome to work with; she explained all of the details clearly and demonstrated sincerity). For two dogs, my monthly rate is $75/$100 annual deductible each pet. This particular insurance policy assumes a responsible owner will pay for all preventative care and office exam fees (roughly about $30-40), which I am in complete agreement; pets cost money, if you want one, there will be an assumption of financial responsibility. I recently fulfilled my $100 deductible after just two visits and from this point forward, will have 90% coverage until next year. This is a great plan for responsible pet owners who want peace of mind in the event your pet suffers from an injury or illness. My dogs get all of their annual vaccs and heartworm check, but hardly ever get sick, but this plan sure came in handy when my chihuahua developed ringworm and a tumor.
5

out of 5

POSTED: | BY: Andria

Healthy Paws IS THE BEST!!!

I don't usually send emails like this, but healthy paws service has been so outstanding I had to let everyone know! As you know, pets are like extended family members just with 4 legs and Sarge is no different to me. He is the most sweet loving puppy, and the poor guy for being only 8 months old has had his fair share of problems. Beings this is my first dog, I didn't know what to expect from a pet insurance provider. Let me tell you, ANY expectations I had Healthy Paws FAR exceeded!!! I have had enough stress worrying about the well being of Sarge and they have made one thing MUCH less stressful forme. To anyone looking for health insurance for there pet, LOOK no further. They are cost effective, super courteous, and FAST! What more could one ask for? A+ from me and my pup Sarge! :0)
5

out of 5

POSTED: | BY: Yuko Ohtola

Great, efficient, speedy, best insurance company!

My 6 month male Golden Retriever has Osteochrondrosis, as well as panosteitis. My vet said they may not pay it out because it is a genetic condition and happens very frequently in larger breed dogs it's very common. But they paid it out no issues at all. He is healthy otherwise. I am so impressed with Healthy Paws, even my vet was impressed and he is going to call and get some brochures for his office. My vet even said this is the best pet insurance company he has seen.
5

out of 5

POSTED: | BY: Susan Burk

Healthy Paws comes through again

To be fair, I'll mention up front that I have already given Healthy Paws a rave review, but I recently had another claim and think it warrants a second. My little knucklehead, a French Bulldog named Remy, didn’t notice that the sliding glass door was closed and ran into it full tilt. He seemed a little bit dazed at first but we later found that he’d compressed two discs, rupturing one, and needed back surgery. Not only were we very stressed out about our dog being in pain and having to go through so much, but the financial impact was significant. Once again Healthy Paws took care of us. Our reimbursement was lightning fast and exactly what we expected. There isn’t one person I dealt with that didn’t ask how Remy was doing. It’s obvious these people are animal lovers.
5

out of 5

POSTED: | BY: Brian J

Filing Claims is easy, good policies

If you review their policies, I think you will find that they offer excellent coverage at very competitive rates. I've filed 2 claims so far with them (both relatively minor) and both times the claim process was easy, and the payment was prompt. Also, they don't have a history of yearly astronomical rate increases like some of their competitors.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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