Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Joan Cortez

My Dog Is Fighting Cancer

My dog is facing the fight of her life. She has Hemangiosarcoma. It is a terrible cancer that has no cure. Many dogs never make it out of the emergency room. I was lucky my dog had surgery and after four tough days she pulled though. She is undergoing chemo now. If this will give us more time with her, it is a blessing. It would have never been possible financially without our Healthy Paws policy. It has been the gift of life. The customer service and same day claim processing is like nothing I have ever experienced. Calls and emails asking how my dog is doing is so refreshing. I tell everyone I know it will be the best decision you ever make for your pet. I can't imagine having to euthanize my beloved dog because I couldn't afford to pay for surgery. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Eric Wee

Coverage was so good, I wrote a NY Times OP/ED

I got coverage for our two dogs two years ago and we are so pleased that we did. Our dog Nelson had a 12.5 spleen mass that had to be removed. Instead of worrying about whether we could afford the cost, we could focus on what was best for Nelson. With a CT-Scan, ultrasound, blood transfusions and the sugary, the cost was over $7000 and Healthpaws pet insurance covered 90% after our $500 deducable. They also covered the follow up bloodtests and medication. The claims department were friendly and easy to work with. Nothing was ever a problem when dealing them them. They paid very quickly- which removed a lot of stress for us. And unlike other pet insurance, there was no cap on the coverage. I found the insurance so extraordinary, that I actually wrote and OP/ED opinion essay about Healthy Paws pet insurance that was published in the New York Times that was titled "Why I'm jealous of my dog's insurance." You can read it here: http://www.nytimes.com/2014/03/26/opinion/why-im-jealous-of-my-dogs-insurance.html?_r=0 I give Healthy Paws pet insurance my highest recommendation. Eric Wee
5

out of 5

POSTED: | BY: Nicole

Best pet insurance available

I researched all the pet insurance companies I could find and Healthy Paws really stood out because they were the only insurance company I could find that covers hereditary conditions. I have two dachshunds, so I am fearful they will develop bad backs. I've had a few issues with my dog Charlie needing some costly medical treatment and Healthy Paws has been excellent. They are soooo quick to process claims and always give exactly what I am owed with no questions. The customer service has been stellar as well, they are compassionate people wanting the best for my dog. I have been a customer for over 3 years now and had several claims all handled in the same quick and caring way. A+++++
5

out of 5

POSTED: | BY: Jo Emerald

Every dog deserves Healthy Paws

When Jack was a puppy, I knew that I never wanted the cost of medical care to impact what care he should have if he had an accident or became ill. I am so glad I switched to Healthy Paws then. Jack will be five on May 1st and already he has needed a cardiac work up and recently an MRI. No questions asked, the bill was paid promptly and exactly as promised. They make the claims process very easy. I'm a nurse who deals with health insurance companies often and I can say I wish they all could follow the amazing example Healthy Paws provides to our beloved pets.
5

out of 5

POSTED: | BY: Christa Y.

Peace of Mind

Healthy Paws has been so helpful by quickly processing my pets claims, which gives me peace of mind when it comes to treating any surprises at the vet. I filed a large claim on a Tuesday afternoon and had my reimbursement check the following Monday. I would recommend them to anyone!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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