Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 38
  • 250
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Frances Mims

Excellent Insurance

What they say they will do, they do. This is the best insurance. I would highly recommend this pet insurance to anyone. Hopefully my black lab (Baby) will be around a long time. I plan on keeping this insurance for a long time.
5

out of 5

POSTED: | BY: Bonnie Shore

healthy paws is helping me save my dog's life

My dog is only 18 months old and has contracted an unknown bacteria which is keeping him very sick if he gets off of his antibiotics. I am endlessly grateful to all of the people at Healthy Paws who have been kind, supportive, and most importantly helpful in, not only assisting me in navigating the administrative process, but, also in the efficiency in reimbursement for multiple medical bills. My policy is giving me so much peace as the expenses mount up and a very sophisticated team of vets and specialty vets attempt to solve this problem, and hopefully help my young dog go on to live a long and healthy life. All of the vet practices that we are working with are amazed by the support from Healthy Paws that I am able to receive, and they are intending to spread the word to their other clients as well. I am sorry for what we are going through, but am forever grateful for a program as well as the people who work for Healthy Paws. I can't say enough about the support from this company during this experience.
5

out of 5

POSTED: | BY: Diane

Simply a pleasure.

It is a pleasure to review Healthy Paws. They have made the financial aspect of my puppy Roxxy's surgery the least of any worries I have. From the initial claim through the surgery and the issuing of the check they have been thorough, prompt and caring. By the time I got home from the vet I had an email that my claim was being processed and within 6 days of the surgery I had a check for the entire 90% of everything- correct to the penny. I am recommeding them to anyone that is considering a health plan for their pet and I've already tried to persuade one friend who has insurance with another company, to switch to Healthy Paws! If you are considering several possible choices, as I did... look no further. :)
5

out of 5

POSTED: | BY: Peter

Healthy Paw is the best insurance company

Health Paw is the best Pet insurance company we ever had.They did not try to rip us off by finding nonsense excuses like other insurance companies. They also have very quick processing turn around. My form got submitted and cleared on same day, and I got my reimbursement check in 4 days. When I talked with a representative on the phone she was very kind and helpful also. I strongly recommend who is looking for one.
5

out of 5

POSTED: | BY: Karen Bahus

Healthy Paws is Excellent!!

I’ve not had health insurance for my dogs before. After a very expensive surgery for my first lab, I decided to get health insurance for my second rescued lab. I used petinsurancereview.com and chose Healthy Paws based on reviews. Wow what a great company Healthy Paws is! Recently my lab apparently was nauseated and ingested many leaves and a rope ball toy (gallon-size ziploc bag full!) and needed surgery to remove this stuff from her stomach. The bill was $4000 and Healthy Paws paid all the charges (no haggling or reductions) at exactly what my plan specified and within a week! They also keep checking in with me to see how she is doing. It's so refreshing to have such prompt, caring and personal service from an insurance company. My lab has better health care coverage with Healthy Paws, and at a reasonable monthly rate, than I do (I’m self-employed), can I sign up? I will never have another dog without having Healthy Paws insurance. Thank you so much Healthy Paws, you are the best!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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