Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kyojin

Life Saver

I have a Merlequine Great Dane, she has been very healthy and all of a sudden got really ill. Everything that needed to be done was so expensive. I'm was so glad to have Healthy Paws insurance, they paid 90% of everything and took out the annually $100 out of the reimbursement. My claim was already submitted by the time I left the vet and when I arrived home 20 mins later the claim was processed and being mailed out. The only complaint I have is I wish they would reimburse a percentage of the office visit etc just for my vets visit is $70... Other than that I have nothing but 5 stars and will recommend this wonderful company.
5

out of 5

POSTED: | BY: neil davis

The best

I have not had any other insurance for my dogs other than Healthy Paws so I cannot compare but I can tell you that on the only claim (thank god) that i had to make; they were professional, very responsive, caring and the entire thing was taken care of and fully processed in a matter of a couple of weeks. then they followed up to see how our dog was feeling. It is never something you WANT to take advantage of but when and if you do; I cant say enough good things.
2

out of 5

POSTED: | BY: MICHAELADKINS

NOT HAPPY ABOUT COST!

I GOT HEALTHY PAWLS FOR MY JACK RUSSELL BECAUSE THEY SAID THEY SAID RAISE IN COST WOULD BE SMALL. I AM ON DISABILITY AND WATCH MY FUNDS CLOSE EACH MONTH. I GOT THE BILL TO DAY FOR $35.00 MORE FOR ONE YEAR.MY PUP HEALTHY AND I HAVE NEVER FILED A CLAIM. AT THIS RATE MY THE TIME SHE BECOMES A SENIOR PUP THE COST WOULD BE OVER $200.00 FOR HER AND YOU WOULD BE FORCED TO KEEP IT AS NO OTHER PET INSURANCE WOULD GIVE YOU INSURANCE AS SHE WOULD BE TO OLD. JACK RUSSELL CAN LIVE UP TO 16YEARS OLD. I SHOULD OF NEW BECAUSE THE OWNER USE TO BE WITH TRUPANION AND THEY DID THE SAME TRICK AND I DROPPED THEM FAST. THE PRICE IS CHEAP THE FIRST YEAR AND AFTER THAT ----LOOK OUT VERY MISLEADING!
5

out of 5

POSTED: | BY: Marge Tanaka

Heaven Sent

When your pet is ill and you are anxious with worry, it's a relief to know that you can do your utmost to get him the best care possible because you have a Healthy Paws Insurance Plan. The premiums are affordable, coverage is excellent, and reimbursement is speedy.I know that it is Heaven Sent in an emergency. Thanks Healthy Paws!
5

out of 5

POSTED: | BY: David G

Thanks Healthy Paws......

Our dog loves to eat everything insight, she got very will, we took her to the vet to see if she ingested something foreign. She was dehydrated, lethargic, stomach inflamed, vomiting, diarrhea and the list goes on. The vet said we have to keep a close eye on her for the next 24 hours. I informed her that we have pet insurance, I suggested that maybe she should stay in their care overnight to see how she progressed. We picked her up the next day she was almost herself, still tired, but thankfully OK. If we did not have pet insurance we would have taken her home, and possibly a worse result. Yesterday I received an email asking how Molly was, I could not believe they would go out of their way to inquire on her condition. I honesty have to say they are an awesome company who truly care about your pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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