Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carol Cayard

Healthy Paws Insurance is truly a life saver.

My four year old cat, Molly , threw up one evening, but otherwise she was playful and happy . It happened again during the night and then once more the next morning. I made an appointment with my vet for later that morning. About 30 minutes later I checked on her. Molly's nose and gums were pale and she was barely breathing. I rushed her to the hospital and she was close to complete cardiovascular collapse. It took two and a half days of IV fluids, IV antibiotics (her temperature went to almost 104) and an ultrasound to diagnose and treat severe colitis. The estimates for her care amounted to several thousand dollars. I was very worried about Molly, but I was not worried about the cost. I knew we were covered by Healthy Paws, so Molly was able to get the care she needed. This has a very happy ending. Molly is fine and back to swatting at the dog. Healthy Paws processed my claim quickly and I had my check within a week. I consider health insurance for my pets as important as my own. Healthy Paws is the best.
5

out of 5

POSTED: | BY: Annapoorna Ayyagari

Efficient!

Efficient and caring
5

out of 5

POSTED: | BY: Becky Hite

Outstanding coverage and superb customer service!

We adopted Layla at age 5 from a rescue organization. We were very pleased Healthy Paws approved her for coverage in spite of her very limited medical history we were able to provide when we submitted her application. Seven months after enrolling her, she acutely developed a severe limp. Her diagnosis was a torn ACL, which required surgery. Our bill was approximately $3500 and Healthy Paws paid 80 percent. The day after I submitted the claim, I received an e-mail that the claim was completed; the check arrived in the mail within 5 business days. A representative from HP sent an e mail 2 weeks later check on her progress. I could not be more pleased with this insurance. They are efficient, claims are paid in a timely and accurate manner, and they take personal interest in our pet. I had experience a number of years ago with another pet insurance company, and there is no comparison. Healthy Paws sets the standard for the pet insurance industry.
5

out of 5

POSTED: | BY: Helaine Weidner

So glad that I have Healthy Paws Pet Insurance

There are many pet insurance companies out there, but I found Healthy Paws easy to understand and that is why I chose them. Having just recovered from surgery myself, we have many bills to pay. Mr. Lincoln, our Greyhound, developed a leak and infection in one of his salivary glands. The gland had to be surgically removed and the surgery was done by a specialty vet. My husband and I knew it would be an expensive surgery. I filed the claim form directly online. It was all so easy. We received emails from Healthy Paws when everything was received; when the claim was being processed; and when the check was cut. The money sure helped our finances at this time. We also felt that everyone was so kind in asking us about Mr. Lincoln's condition. Luckily Mr. Lincoln is doing fine and we learned that a dog can live well with just 7 of his 8 salivary glands. Thank you again Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Frank Principe

Very Very Happy

I just wanted to take minute and write a review of Healthy Paws pet insurance. To be honest, I couldn’t be happier with them !!My little dachshund Mel had some stomach issues and long story short she had to stay at the vets for 4 days after he ran a bunch of tests, etc. The bill was $850. I submitted my first claim to Healthy Paws and not expecting to get much back (call me cynical) was extremely surprised when I was reimbursed 80% for the majority of her charges. The process couldn’t have been easier, all I did was upload the bill, and 7 days latter I had a check in hand !!! (no lie) This was easier than my own medical insurance !! I have heard some horror stories from friends who pay and pay and don’t get much back when they claim but Healthy Paws was amazing. I don’t think I have ever written a flattering review on the internet but I was so blown away by them I just had to. I recommend Healthy Paws 1000%.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review