Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Joni

Thank You

When my 9 year old vizsla was diagnosed with cancer we were devastated. The docs told us what type of cancer they thought she had but were not certain. This uncertainty gave us hope that maybe it wasn't the worst kind. The only way to find out was to treat it by shrinking it, surgery and then pathology. If we didn't have ins I'm not sure we could treat her knowing her chances are slim. But now we are going for it and hoping for the best. The people at HP on the phone have been incredibly kind. One representative even shared her story with me about when her dog got cancer and how difficult it was. They are covering everything and wishing us the best. This is my first experience with pet ins and I will recommend HP to all my friends and family. Thank you HP, for the comfort, the peace of mind and for making Maggy's future hopeful.
5

out of 5

POSTED: | BY: Brittany and

Thank you Healthy Paws!

Signing up for Healthy Paws was the best decision we made for our dog. She recently had to go through surgery and believe it or not (if you're used to dealing with human insurance) dealing with Heathy Paws was extremely easy and simple. They covered everything that was expected, were extremely responsive, typically approved charges the next day with a check in my mailbox a few days after, and even emailed to ask how our dog was feeling. I've recommended healthy paws to all of my pet owning friends and would do the same to anyone reading this review.
5

out of 5

POSTED: | BY: KMH

Best in Class Service

While petting Brewster I found a lump on his paw and neck. The vet did a smear test. The test results indicated cancer cells for the lump on his paw and inflammation on his neck. Both lumps needed to removed and biopsied. I called Healthy Paws since I never submitted a claim prior. They were very supportive, reassuring and knowledgeable about Brewster’s coverage. I submitted two claims one for the smear test on the other for the blood work (needed for surgery). I expected these claims to take a long time to process since Brewster is 7 and Healthy Paws needed to review his medical history. I was pleasantly surprised to see the claims were processed within a week and check was received shortly after. The next claim was for his surgery, they processed the claim the day I submitted it. A check was received about two days later. I also received a follow up email from Healthy Paws just to see how Brewster was feeling and wishing him well. I am so happy that I choose Healthy Paws. I could not ask for better service. The process to submit claims is very easy; claims can be emailed, uploaded or mailed. Forms can be downloaded from their website. The EOB's provided are very easy to understand. The coverage was exaclty what I understood it to be and hassel free.
1

out of 5

POSTED: | BY: Remi Goldstone

Does not cover traveling with pet

I was told my little yorkie would be covered when I traveled to my vacation home in St Maarten. After three years I finally made a claim and I was told no coverage out of USA. I feel ripped off.
5

out of 5

POSTED: | BY: Murphy

10/10 Heaven sent! Fantastic people!

We rescued a young pup last year only to find that he liked to swallow things that weren't meant to be swallowed. Seeing the writing on the wall I decided that maybe we should look into pet insurance. I found a site online that compared a number of pet insurace companies and Healthy Paws had good ratings, so I chose them...and I am so glad I did.I enrolled the young pup at the $100 deductible, 90% coverage rate, then thought maybe we could afford insurance on our older dog, Murphy, a 10 year old dachshund. To my surprise, the cost was almost the same as the younger dog's, although I did choose the $500 deductible, 70% reimbursement. What a fantastic stroke of luck that turned out to be, because Murphy ruptured a disc in his back that required a MRI and then emergency surgery. The people at Healthy Paws were wonderful. The web-site is easy to use and speeds up the claims process tremendously. I received E:Mails to keep me up to date on the process, to request additional information, to let me know the claim was processed etc. and still just to check on how Murphy is doing. Wonderful people, wonderful company...I'm a customer for life!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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