Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,719

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,719

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Candy Mitchell

Very, very pleased

Our dog, Riley, became suddenly dizzy and disoriented to the point of collapse. After rushing him to the vet, he was diagnosed with some kind of unidentifiable toxic poisoning that he must have picked up from the local park. Fortunately, we had obtained insurance from Healthy Paws and they sure came through. Riley spent one day at our vet's office and then was referred to the overnight emergency vet for overnight monitoring. Good news? Riley pulled through and was back to normal after 24 hours. Bad news? Vet bills totalling around $1,200. Good news? Healthy Paws covered the promised 90% after deductions, and promptly too. We are so pleased with Healthy Paws and recommend them to all our pet-owner friends.

out of 5

POSTED: | BY: Ryan W

Healthy Paws is great!

My recent experience with Healthy Paws has been wonderful. About a month ago, I noticed under my dog's eye. I took her to the vet and was told that a tissue sample could not be retrieved unless they put my dog under (since it was too close to the eye). That being the case, the vet recommended that we just remove the tumor. I had the procedure done and faxed the appropriate paperwork to Healthy Paws. They took a few days to analyze the claim, and sent me my reimbursement. It was a very positive experience, and I'm glad that I chose them.

out of 5

POSTED: | BY: Rose Follmer

Compassionate and Excellent!!

Our Westie, Lacie, has been diagnosed with a thyroid condition for which she was prescribed medication. This was our first time applying for reimbursement from Healthy Paws. They couldn't have been more responsive or caring. They followed up with two emails inquiring after Lacie's health which really made me feel like they care andstand behind the philosophy they share on the website! I can't recommend them highly enough!! They are terrific!!

out of 5

POSTED: | BY: Annie Wadman

They take care of both me and my best friend

I decided I needed pet insurance after Buddy ate a tampon and nearly died. Keeping him alive was expensive but enlightening. About a month after I joined Healthy Paws, he got a strange growth on his face. It grew quickly, and by the time I opted to spend several hundred dollars for the surgery and lab analysis, even the vet was freaked out. Fortunately, Buddy's just got a rare case of face warts. Healthy Paws reimbursed me three days after his treatment. I paid the annual $50 deductible, and they paid for 90% of the rest. It costs about $30 a month for this assurance. That's a small price to pay for knowing I'll never have to choose between keeping Buddy alive and going into thousands of dollars of debt. Healthy Paws has great customer service, quick reimbursement, and they're wonderfully unique in their coverage of hip dysplasia after 1 year of membership. They also support homeless pets, just as Buddy once was. Just today I chased down a new adopter in the Petsmart parking lot to tell him about Healthy Paws. Highly recommend them and wish I'd known about them sooner.

out of 5

POSTED: | BY: Adam

Very happy with service

We are very happy with our service with Healthy Paws. They are very polite through email and on the phone. They responded to our claims in under 24 hours and had a check out to us within the week. You will be very happy if you choose them.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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