Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Robin Novello

Immediate claims turnaround, with genuine care.

My dog, Chip, had to spend two nights in emergency care with severe stomach issues and dehydration from undetermined cause. Healthy Paws walked me through what would be covered -- pretty much everything other than the exam and deductible, including ultrasound diagnostic testing! And, all I had to do was snap a photo of my invoice to file my claim electronically. My reimbursement check was processed before Chip finished her anti-biotics! The representatives I spoke with and who sent the claim payment information all asked about Chip and how she was doing in every conversation. It was a very supportive experience all around.
5

out of 5

POSTED: | BY: Allan Kaplan

Performs as Advertised

As a consumer protection attorney with over 20 years experience I am very attuned to whether or not a business performs as promised. Healthy Paws offers pet insurance with an annual deductible that pays a percentage of the price your vet charges you for services. There is no argument about the value or the cost of the services provided so long as they are provided by a licensed vet. They process claims which can be submitted directly on line quickly and hassle free. Plus they have a caring attitude. I am a satisfied customer.
5

out of 5

POSTED: | BY: Nora Smiriga

The best pet insurance

I reviewed a lot of insurance companies and also talked to my friends about which insurance to choose. Finally I choose Healthy Paws and I am so glad that I did this. My dog Zaza has a very serious skin problem. Many trips to the dermatologist vet at UC Davis where needed. Healthy Paws handle my claims very promptly and in addition it is very pleasant to deal with them.This insurance is just great and I recommend it to all of my friends.
5

out of 5

POSTED: | BY: Tracy Goodhue

Best investment for my pet...ever!

Healthy Paws Pet Insurance is a God send to us and our dog Annie. After owning a dog with many health issues and no pet insurance, we were very aware of the costs that can add up in the lifetime of a pet. When we adopted Annie, we researched this site for the highest rated pet health insurance. Healthy Paws was the highest rated and seemed to be the easiest to navigate. After owning Annie for only one year, a mammory tumor was found. We knew that she needed surgery right away, along with tests, X-rays and biopsies. With Healthy Paws, paying for her care was never a concern. I tell all of my pet parent friends about Healthy Paws Pet Insurance!
5

out of 5

POSTED: | BY: Eric Yingling

Healthy Paws doesn't operate like an insurance co.

We have had insurance for our 4 dogs for almost a year and we have been lucky.. out dogs haven't had any healthy issues. Zero. Then all of the sudden one of our dogs got a strange infection in her chest/throat area that was hard and lumpy. We bounced back and fourth between our regular vet and animal emergency (our dog got really sick the Friday before memorial day weekend, so we didn't have access to our normal vet). We were in emergency 3 times over 3 days. Then back to our vet on Tues, then referred to an internist/specialist who we are working with currently. I am writing this review on 6/7 and our dog stated to have health issues the second week of May. And for the people that like "bottom line" information, we have spent over $5100 in treatments for our dog in the month of May... and we have received 70% of that back from Healthy Paws. (We have a 70% coverage plan based on her age). She is still recovering (she has some sort of auto immune disease) and we have a ways to go until she is back to normal... but she is on the mend and this entire process was made a lot less stressful because of Healthy Paws. We have already received our reimbursement checks and it really lightens the load during this stressful and expensive time. My research in to pet insurance companies has paid off... Healthy Paws is an impressive organization. If you don't have health insurance for your pet, get it asap. And if you haven't decided who you are going with, go with Healthy Paws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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