Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,958

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Alice

Consistently Great

There is a reason Healthy Paws is rated #1. They are dependable and trustworthy. They come through quickly with claim reimbursement. Plus they are nice to talk to on the phone. Claim filing is simple and easy. I highly recommend them.
5

out of 5

POSTED: | BY: Pam

Healthy Paws is responsive and caring.

My 2-year-old cat ate the ears off a stuffed bear resulting in the need for emergency surgery to remove the offensive object that got lodged at the opening of his small intestine. After imaging tests at my own vet he was sent to the emergency clinic to see the surgeon, who concurred that he required a surgical procedure to remove the blockage, or he would certainly die. The surgery was performed that evening and Rolo is recovering very nicely. He had a 2x1x1/4" piece of rotting fabric removed from his intestine. He required overnight hospitalization and medication to aid his healing. Healthy Paws responded immediately to my claim submission, provided reimbursement quickly, and were compassionate in their communications regarding Rolo's recovery.
5

out of 5

POSTED: | BY: Casey

Wonderful!

Our Frenchie had to have emergency foreign body removal surgery and the ease of submitting invoices to get reimbursed couldn't have been any easier! Instead of worrying about insurance coverage, we worried about our pet. Every time we submit a claim, which is a lot of you know French Bulldogs, our claim is processed in less than a week! We been extremely pleased with Healthy Paws! Thank you!
5

out of 5

POSTED: | BY: Jan

Very happy with first claim filing

Mabel needed to have 3 tumors removed and I was concerned both about her well being and dealing with filing the claim, this being the first time I have had insurance for my dog. The people who helped me could not have been nicer or more concerned for Mabel, even emailing me just to check on her. Mabel came through her surgery very well and I was reimbursed at the full rate of my plan within two weeks. Thumbs up from me and paws up from Mabel. :-)
5

out of 5

POSTED: | BY: Jessica

Excellent Customer Service

I cannot say enough good things about Healthy Paws Pet Insurance. I have made multiple claims and have always received prompt service. Most recently my Theo had an accident resulting in throat and respiratory difficulties. He needed to be put under anesthesia and kept overnight in the Animal Hospital. During this stressful time I was able to have some piece of mind that I had Healthy Paws Pet Insurance to help cover the costs of treatment. I heard back from them within 24-48 hours regarding the approval of my claim. To my surprise I received a follow up email from a Healthy Paws Representative checking on Theo and asking how he was feeling. I was blown away by the personalized customer service provided by this company. Like many others, prior to deciding on a Pet Insurance Company I exhausted myself doing research and reading reviews. I can definitely say that I made the correct choice in going with Healthy Paws. I would recommend them to any Pet Owner. I continue to be blown away by their excellent coverage and their superior customer service. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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