Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,958

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Debbie

Good Thing I had Pet Insurance!

My 11 year old pug ate a few boxes of raisins during a 3 hour period I wasn't home. I immediately took her to animal emergency where she spent 2 nights while they detoxed her. Then I remembered I had pet insurance so I called to see if this would be covered. The Healthy Paws service reps were great, very helpful and caring. They explained what I needed to do and followed up with me with the status of the claim. The reimbusement check will definitely help paying my credit card. Although I hope I never have to submit another claim, I'm happy I have Healthy Paws Pet Insurance!
5

out of 5

POSTED: | BY: Madison

George gives you 4 paws up!

We are so happy George is recovering well. He got his staples out last week, and in 5 more weeks gets his xrays. His surgeon has been an angel and didn't charge us for the re-checks or staple removal. I am so in love with healthy paws, I tell all my clients at the vet clinic I work at that it was the best investment I ever made. Our clinic cannot even perform the surgery he needed so had I not gotten George insured, I honestly don't know how we could've saved his leg.
5

out of 5

POSTED: | BY: Teresa

Great experience

Our Morkie, Maserati became ill quite suddenly and had to be rushed to the er Vet. 3 days and a lot of cash up front she came home. after getting all doc's submitted to Healthy Paws, it was only 3 weeks we received our remittance. in time to repay our credit card. It was quick and professional.
5

out of 5

POSTED: | BY: Judith

What a Great Idea!!

When we rescued Ledger we decided to get insurance for his health. It was the best idea we've had in a long time regarding our animal friends. The response is immediate and we don't worry about being unable to care for him when he gets ill. We just call the vet, knowing we are covered. My only complaint: Our premiums seem to have gone up since we have used the insurance.
5

out of 5

POSTED: | BY: Doug

always prompt and show they really care

Healthy paws has always been very quick and helpful on each claim that was submitted. They always provide a full explanation of benefits and are always there to answer any questions. They really take all the stress out of what can at times be a very stressful situation and allow you to focus on what you need to. They even go beyond with follow ups asking how your pet is doing after care and making sure everyone is well. Very happy I chose this company.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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