Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ethan Bruning

Best experience I have ever had.

Fast and friendly. They actually care about my dog. I wish my insurance company was like this. Had my money in less than a week.
5

out of 5

POSTED: | BY: Toby's Mom

Healthy Paws is the best pet insurance out there

Toby, my beloved 1 yr and 4 mo old chihuahua, ate something very bad. One morning he was straining terribly to go to the bathroom (with blood in his stool) and foaming and drooling at the mouth. I rushed him to the vet. The vet thought he may need emergency surgery, however, the ultrasound and X-rays did not show any major obstruction in his GI tract, so that was not necessary. But he was so sick he had to be hospitalized and on IV for two days. I was so nervous I would have done anything to get him better. It was never fully determined what he ate (a piece of a toy, something outside, etc.) to get him so ill. :( Less than a month after I got Toby Healthy Paws pet insurance, this happened. They were so helpful and caring in assisting me to process my first claim. Being my first claim and having to submit his entire health record, I was informed that it takes a longer for the first claim to process so I would be reimbursed within 7 to 10 days. They covered everything I was expecting to be covered and I did get reimbursed within that time frame. Healthy Paws saved me A LOT of money and was so supportive. They even contacted me to see how Toby was doing after I got reimbursed. I did my homework and by far this is the best pet insurance. You really have to read ALL the fine print when selecting a carrier. For instance, they cover tax (some others don't), and for a large bill that could be a big expense in itself. I would recommend Healthy Paws to anyone...my first experienc
5

out of 5

POSTED: | BY: Sarah

Professional service in a caring manner.

Shortly after relocating to a new home in a new state I finally did some research on pet insurance companies, and based on customer reviews, decided to take out a policy for our golden retriever with HealthyPaws. Only a few months later, our beloved dog was diagnosed with cancer. HealthyPaws provided us with professional, caring and prompt service to reimburse us for the quite substantial costs of surgery, radiation therapy and after care. The staff are very kind and compassionate. I would highly recommend this company.
5

out of 5

POSTED: | BY: Joan Toole

I'm SO Glad I Found Healthy Paws!

A friend called my dog "high maintenance", and I guess she is. I'm just sorry I didn't think of getting insurance sooner! I did a lot of comparing before I chose Healthy Paws, and this was definitely the right choice. Customer service has been wonderful every time I've called for some minor question. I've had several small claims since I reached my $500 deductible, and can't believe how fast those checks have come in. Then, Baby had to have surgery ($2,700), and I was really nervous about how much would be covered. Healthy Paws covered everything! I couldn't be happier.
5

out of 5

POSTED: | BY: Naomi R.

Excellent insurance.

So easy to file the claimVery quick response We have 5 purebred Ragdoll cats and at first went with another company. That company was horrible All though our beautiful boys injury has horrific the staff at healthy paws made everything easy and fast.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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