Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,958

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nancy

Thankful

When I rescued Ellie, a paraplegic French Bull, I had a very difficult time finding an insurance company. I read up on reviews and spent some time talking to various companies. The insurance company for my other dogs denied care. Healthy Paws, although they did want a copy of Ellie's exam and had some exclusions, was much more welcoming than others. I went with Healthy Paws and they have been wonderful. They are attentive, quick to respond and caring about their "clients". When Ellie had surgery recently it was all about Ellie and how she was doing. It comforts me to have Healthy Paws aligned with Elle's care.Thanks!
5

out of 5

POSTED: | BY: Pamela

Great first experience!

Healthy Pause reimbursed for the majority of our puppy's procedures and did so extremely quickly. They even checked in shortly thereafter to see how he was feeling (our vet didn't even follow up)!We joked that we'd like to sign ourselves up for pet insurance if only they'd cover humans! The service is wonderful. There was no additional stress added to a very stressful experience.
5

out of 5

POSTED: | BY: Roberta

Best peace of mind ever!!

My husband and I argued over pet insurance being worth it, after my 4 YO male got very sick, and the E vet need 50% of what they thought the high end total would cost for treatment, which I didn't have and needed to decide which part I could pay for, it cost me 2500. and I still couldn't save him.. I am still paying off that card today, I never wanted to have to make that choice again, that is when I decided to get the insurance, it has been a life saver, literally for my 14 YO girl Babs. I never have an issue with Healthy Paws, I love this company and have recommended to many in the vets office and in dog community.
5

out of 5

POSTED: | BY: Loretta

Excellent

This pet insurance is by far the best! Not only did they process my claim quickly but also coveted everything I expected without any surprise exclusions. They not only provide exellent insurance and customer service the even check on her medical status. I will never go anywhere else for pet insurance.
5

out of 5

POSTED: | BY: Valerie

Simply awesome

Healthy Paws has been a life saver for us. We have two adopted dogs, and both have undergone very expensive surgeries for emergencies (totaling thousands of dollars). Healthy Paws has been very friendly, quick to process claims, and quick to follow-up on questions via e-mail. I have and will continue to recommend this insurance product to every dog owner I meet.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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