Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Penny Berman

Healthy Paws was there for us!

We were out of town during Memorial Day weekend when Gizmo ate a piece of diet gum containing xylitol. This required an overnight stay in an emergency pet hospital, extensive tests and treatments and follow-up work once we returned home. Healthy Paws walked us through the paperwork, stayed in constant communication in regards to the information they needed and answered every question we had. Not only that, they inquired as to Gizmo's well-being many times during the process. Payment was faster than we'd expected. We are extremely pleased with our experience.
5

out of 5

POSTED: | BY: Heather

No regrets

After having dogs previously that had put us into credit card debt that took us years to get out of we decided to jump in and try pet insurance when we adopted our next dog. We have no regrets since deciding this and have even signed up our second dog. Each time we file a claim the speed at which it is resolved is incredible and every person we have dealt with has been the utmost professional. We can't be happier and we gladly recommend this company to all of our family and friends for their pets.
5

out of 5

POSTED: | BY: Jennifer Chang

Great pet insurance company

My cat was shaking her head and scratching her ear for about two weeks. Antibiotics didn't work, so I took her to a surgeon who informed me that she needed a ventral bulla osteotomy. I scheduled the surgery for the next day, but was worried about how I would pay for it. I contacted Healthy Paws several times that day and while they could not pre-approve the surgery, they were very responsive and told me that it would likely be covered. After the surgery, I submitted the invoice and my cat's medical records, and Healthy Paws quickly processed and approved my claim. I am very happy with how quickly the claim was processed.
5

out of 5

POSTED: | BY: Lee Anderson,

Amazing and Fast

I decided to get pet insurance for our new puppy Charlie who was about 8 months at the time (13 months now) and we found out very quickly that we was very active so we decided to be safe in case he hurt himself in the future. I looked around on the Internet and reviewed several insurance companies and decided on Healthy Paws because they covered major injuries and they were affordable. Well wouldn't you know a couple months after getting insurance, Charlie hurt his leg. We took him to the doctor who diagnosed him with medial patella luxation and in order to correct the problem, Charlie would need surgery. We submitted our first claim for the consultation which includes x-rays and anesthesia (~$300). Since this was our first claim I submitted all of Charlie's records with our invoice. A rep from Healthy Paws called within a couple of hours to go over all the paperwork and then they filed the claim with an adjuster. Within 7 business days the claim was processed and since we had a $250 deductible our deductible cover the expenses covered by Healthy Paws. About a week later Charlie had his surgery. After the surgery I submitted the claim for this invoice (~$1,200) and I was very amazed by how fast the claim was processed. In less than 24 hours after submitting the claim, I received an email stating that the claim was processed and completed and a check would be mailed to me within a couple days. I received the check yesterday. To step things up even more, a Healthy Paws r
5

out of 5

POSTED: | BY: Renee

Great Pet Insurance!

This is the first time I have had pet insurance. I got it since I knew that I would pay anything for my pets if needed and I would rather be safe than loose a ton of money. Healthy paws allows me to pay a low fee every month ($20) to cover any accidents or injuries and they have stood by their word. I wasn't sure what to expect but after my kitten hurt her knee they refunded me exactly what I had signed up for in a very fast manner. I am very happy with their service and I will be adding future pets to this insurance and also recommending my friends.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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