Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Cely

Saved me a bundle!

My (almost 11 year old), yorkie named Nyla was really sick a couple of weeks ago. She was vomiting, and very lethargic apparently due to an enlarged liver. An ER visit and overnight hospitalization later, she's back to normal. The bill? Over $1500!!! Now, this would have probably bankrupt me but thanks to Healthy Paws, after the $250 deductible, EVERYTHING ELSE was covered at 90%. So I ended up paying a couple of hundred dollars as opposed to >$1500. If you're thinking about insurance GO WITH HEALTHY PAWS. Customer service was great too which matters when you're going through such a difficult time.
5

out of 5

POSTED: | BY: Susan Meadows

So impressed with Healthy Paws

My dog, Hudson, recently ingested my prescribed sleep medication and had to be rushed to the emergency vet clinic, a very expensive visit. So grateful that Hudson was insured by Healthy Paws - his claim was paid in about 10 days! Not only that, the kind folks at Healthy Paws also followed up with an e-mail to find out how he was doing. That's much better service than I get from MY medical insurance plan!
5

out of 5

POSTED: | BY: Gwen

Love them1

I found Healthy Paws here and signed up due to the good reviews as well as the great coverage. A month later, my dog was attacked by a foster dog. The claims process was easy and with 90% reimbursement I was super happy to not be paying for the whole thing. I don't know what I would do if I hadn't made the choice to finally buy pet insurance. They are also SUPER fast, I have submitted claims and had a decision the next morning. So fast! I really only have good things to say about them and recommend them to all my bull terrier people as well as friends with dogs. Pet insurance is worth it. You never know what could happen in the future.
5

out of 5

POSTED: | BY: Clarice

A Life Saver, Truly An Amazing Company

After our dog sustained a major leg injury and started to show lameness in her rear hind leg, we took her to a specialist for an evaluation. A $4,000 quote later and we were unsure that we would be able to cover the costs of her care up front. After reviewing her policy and contacting Healthypaws, they agreed to not only cover 90% of the cost of her care (per her policy) but also helped us to directly pay the service provider so that we did not have to constrain ourselves with up front out of pocket costs. I cannot express enough how happy we are to have chosen Healthypaws for our pet's insurance needs. Every dime spent on her policy is well worth it for the care, concern, attentiveness, and professionalism of their staff when disaster unexpectedly strikes.
5

out of 5

POSTED: | BY: Drayton Ford

If People Health Insurance Could be as Painless!

I recommend Healthy Paws Pet Insurance to Everyone I know! The friends that have signed up for HP have called me to thank me for the recommendation. HP is the absolute Best and I have dealt a few other companies in the past. No gimmicks or hidden "fees/deductibles". They are quick in processing the claim and getting a check out to you. It has never taken longer than a week to receive. DFord

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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