Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,962

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Laura

Excellent coverage, quick payment...a life changer

My dogs are very active and injuries seem to come with the territory. Recently, we were on vacation and all three of our dogs killed a porcupine. They were covered in quills...each had multiple surgeries over the course of a week to remove the quills from their mouths, throats, paws, chest, etc. It was a nightmare and one week of care amounted in over $3000. Healthy Paws covered a huge chunk of our expenses and had a check to us in 4 days. They are incredible. I recommend them to every person I know with pets.
5

out of 5

POSTED: | BY: Hanna

THE #1 PET INSURANCE - Proven and Earned!!!

The only bad experience with Healthy Paws is that they make me realize how awful insurance companies for humans are! My 8.5 year old boxer boy underwent his first surgery to remove a mass growing on his back. I contacted Healthy Paws claim department and was able to speak to a live person within minutes who provided me an estimate within hours! My appointment was on a Monday; I received an email confirmation confirming receipt of invoice on Tuesday; on Wed, my claim was processed. I received my reimbursement check by Saturday! REPEAT: I received the reimbursement in less than a week from the day of surgery. It's no wonder they are ranked the #1 pet insurance covering 90%. I have tried to tell all of my friends at the dog park and vet's office about my experience because I wish someone would've told me sooner! With all of the love I have in my heart for my Maximus who is everything to me, I thank you Healthy Paws!
5

out of 5

POSTED: | BY: Caroline

Healthy Paws made major surgery much easier!

My dog Fleur had to undergo major surgery for a thorn ligament. Knowing Healthy Paws was there to cover us made the whole process so much more comforting.
5

out of 5

POSTED: | BY: Jon

Simply the best!!!

Healthy Paws is simply the best pet insurance you can have! I wish my own health insurance was as efficient and quick to settle claims as Healthy Paws. They never cease to amaze me and they never fail!!
5

out of 5

POSTED: | BY: Carla

Great coverage and wonderful customer service.

Our 16 mo old newfie tore her cruciate ligament, requiring surgical repair. I submitted our claim & it was processed within hours. The follow-up care & customer service is outstanding. I researched pet policies & selected Healthy Paws because of the coverage. An unexpected surprise was the ease of submitting a claim, the wonderful staff & the lightening speed processing. Highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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