Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,735

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 238
  • 9,735

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Theresa Gutierrez

Excellent insurance and customer service!!!

I've purchased pet insurance for the past 12 years. My biggest issue with the company I previously used, VPI Pet Insurance was how difficult their policy was to understand. I purchased the most expensive policy because I wanted only the best for my Bichon Frise, Blue (April 14, 2001-June 6, 2009) How foolish I was. Blue was diagnosed with Kidney Disease in March of 2009. I sadly researched the disease more than I did pet insurance. After extensive treatment to help prolong his life, Blue was sent over the rainbow bridge on a Saturday afternoon surrounded by not only myself, my husband and our two daughters but 6 loving family members who loved Blue like he was their own. When all was said and done. All I was left with was a huge hole in my heart and $6000 in debt from vet bills that were accumulated trying to save my boy's life. Why all this debt? Well, VPI at the time felt that Kidney Disease was a genetic and or hereditary disease and they did not cover anything they considered genetic or hereditary. Shame on them but honestly, I was the biggest fool to not research pet insurance for my furbaby rather than use the most popular company at the time and trust that they'd be by my side at time of crisis. I've heard they've since changed their policy but honestly, I don't care. They lost my trust and till the day I die, I will share my story with every friend and or acquaintance I meet. I'm a dog groomer so there will be many. If I can save one person from going through what I d
5

out of 5

POSTED: | BY: Noreen Lamb

Healthy Paws is a wonderful insurance for my dog.

Everything about Health Paws Pet Insurance has been wonderful. I also appreciate the e-mails asking about Trinity's condition after her surgery. The reimbursements have come back to me very quickly. I could'nt ask for a better insurance.
5

out of 5

POSTED: | BY: Lola Walker

The best!!

I highly recommend Healthy Paws. I had just signed up when shortly afterwards my yellow lab, Haddie, tore her knee ligament and destroyed her meniscus. Healthy Paws did not hesitate to cover the cost of her surgery and all costs affiliated with it! Repayment was swift. Thanks
5

out of 5

POSTED: | BY: Theodora Pellini

10 Healthy Paws out of 10 Paws for service

Knowing that Christmas is coming. I was so happy to see the process time for Romeo's claim in 5 days. Thanks so much
5

out of 5

POSTED: | BY: Cathy

They are excellent

They have been wonderful and takes lot of the pressure off while my Riey is getting treatment
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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