Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 33
  • 247
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Caroline Moustakis

Healthy Paws -- highly recommend

Healthy Paws has been fantastic. After being rejected by at least one other pet insurance company due to pre-existing conditions, Healthy Paws offered a comprehensive coverage package, customizable in terms of coverage and deductibles, and no annual or lifetime limits. They have been incredibly easy to deal with when I have had to file claims and they process and pay the claims very quickly -- and, they pay exactly what I expected to be paid, so there were no surprises and I didn't have to fight to get claims paid. Their customer service staff is very friendly and helpful. I highly recommend them.
5

out of 5

POSTED: | BY: Vicki (Max,

VERY Satisfied Customer

We have had all three of our dogs insured with Healthy Paws for a few years now. It has been a pleasant experience from Day 1 through today. The staff is AMAZING. They really understand how important our pets are to us and how we demand the best care possible for our pups. Our claims are processed at lightening speed and everything is easy to understand and fair. I tell EVERYONE who will listen about this insurance. It's a must have. I did tons of research prior to choosing healthy paws and it paid off. We have a great partnership. You won't regret choosing Healthy Paws.
5

out of 5

POSTED: | BY: Teri

So glad for Healthy Paws

I got Healthy Paws pet insurance when we got our goldendoodle puppy. I know puppies are curious and get into everything and sure enough he ate a skewer with steak on it. He endend up getting a abscess because the skewer had poked through his stomach into some fatty tissue and caused an abcess and infection. Thank goodness I signed up for pet insurance.
5

out of 5

POSTED: | BY: Cindy Citron

Healthy Paws Did Not Disappoint

My 1 1/2 year old Ragdoll suddenly began to have a terrible hacking cough. Diagnosis and treatment involved X-Rays and then Sedation X-rays, two medications and a cost of over $500. Having had a bad experience a number of years back with a very well known pet insurer, where none of my dogs illnesses seemed to be in a covered "category", I chose Healthy Paws because their plans seemed upfront and easy to understand. They did not disappoint. Promptly received reimbursement on my claims, minus the office visit and deductible, exactly as their plan was described. Had a question for customer service and they could not have been nicer. Healthy Paws is giving a wonderful gift to pet parents, peace of mind!
5

out of 5

POSTED: | BY: Bob Duglin

People insurance should be this good!

Our 18 month old cat suddenly became listless and was having a problem with her hindquarters. As a result, we immediately took her to our vet for a series of tests. It was such a relief to know we had coverage for our two little cats even though we had never used it before. To my surprise & relief, not only did Healthy Paws promptly process all claims within days - but they paid us within a week. The emails from their company not only were quick & informative, but showed caring & compassion. It's obvious to me that the staff at Health Paws are also pet parents who love their animals as much as we do. I am absoutely thrilled with their customer service!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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