Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Michelle

A loyal fan of Healthy Paws!

My pets have been on Healthy Paws plans for 4 years now and I have been nothing but happy with this company. They have faithfully covered all claims as per the agreements without a glitch. Recently my dog had to have a $4000 surgery out of the blue!! Thank goodness for Healthy Paws! I received a check within 10 days of filing! I asked them for a pack of brochures which I will be taking down to my vet. I even handed some out to neighbors. What could have been a disaster was a breeze thanks to HP!
5

out of 5

POSTED: | BY: Noelle F

Easy claims & great service

We decided to get pet insurance because our dog Sage started eating things she shouldn't. When we saw how much it costs to remove a foreign object, we realized we couldn't afford the surgery and decided to get pet insurance. A month later our dog ate something and had to have surgery. We were so happy we had insurance otherwise we would have not been able to keep her. Healthy Paws paid the claim before we even got the credit card bill. They were so kind and even emailed us to check in on her. They are clear on the benefits and the claims process was so easy.
5

out of 5

POSTED: | BY: Linda Idler

Excellent pet insurance co

Get your pet insured right away, you never know when a medical situation will arise and your pet suddenly needs surgery.
5

out of 5

POSTED: | BY: Helen

Quick and efficient

Healthy Paws website was easy to use and they kept us updated with the progress of the claim, the check came through before my credit card bill was due which was a huge relief!
5

out of 5

POSTED: | BY: Angela

Kitty root canal gone wonderfully

Healthy paws covered everything that they said they would and made my cat's root canal affordable. I'm a vet student, so cost is always something I'm wary of! I'm so glad that I had the pet insurance to take care of my little fur ball, and now he's eating as though nothing ever happened! They handled my claim as soon as I submitted it, and the check is in the mail now! When I graduate, I plan to recommend this insurance to all of my clients, as it really takes the stress off from expensive procedures such as this. It makes it a lot easier to afford these, and also easier in that it allows the vet to give the best possible standard of care, without having to cut corners for cost reasons. Healthy paws is a great investment for any good pet parent who can't afford to pay hundreds to thousands of dollars out of pocket!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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