Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Hal Guthrie

Healthy Paws - Claim Reimbursement

I have had Healthy Paws insurance for 6 years and had never filed a claim. Recently my labradoodle had a GI infection that required a few visits to the vet hospital. After the visit I logged into the Healthy Paws site to file a claim and was very surprised to learn how easy it was to submit a claim. I believe I received a message that my claim was approved within a week and a week later had a check for the amount. I highly recommend Healthy Paws for your pet. If something significant should happen to your pet it is nice to have the piece of mind that there is some coverage and financial reimbursement for the visits.
5

out of 5

POSTED: | BY: Chelsea

Healthypaws makes me feel secure

I have been very happy to have pet insurance for the entire 6 years of my dog's life! She's an active dog who spends a lot of time outside and the worry about an injury is always in the back of my mind. I have peace knowing that if something big comes up, financially I am covered. I have submitted many claims and the process is easy and fast! I will have it for all my future dogs.
5

out of 5

POSTED: | BY: Chelsea Dallman

Healthy Paws helps me feel supported

I have been very happy to have pet insurance for the entire 6 years of my dog's life! She's an active dog who spends a lot of time outside and the worry about an injury is always in the back of my mind. I have peace knowing that if something big comes up, financially I am covered. I have submitted many claims and the process is easy and fast! I will have it for all my future dogs.
5

out of 5

POSTED: | BY: Jeff

Healthy Paws is prompt and Professional

Healthy Paws is prompt and Professional
1

out of 5

POSTED: | BY: Autumn

I’m incredibly disappointed with…

I’m incredibly disappointed with Healthy Paws Pet Insurance. After being a loyal customer since 2012, I was hit with a shocking 50% premium increase from November to December 2024. I’ve been covering my two senior cats, Indah and Bella, and this jump feels not only unreasonable but downright unsustainable. For over a decade, I’ve spoken highly of Healthy Paws, recommending it to friends, family, and even through my work as a board member for a nonprofit dog rescue. But this recent premium hike has made it impossible for me to keep coverage for my cats. At their age, switching to a new provider isn’t even an option. It honestly feels like Healthy Paws is pricing out senior pets—the ones who might actually need coverage the most. This leaves a bad taste and feels like a betrayal of the trust I placed in this company. I’ve now had to cancel both policies, and I’ll be sharing my negative experience widely to encourage others to explore alternative providers. Healthy Paws, you’ve let down a long-term customer and, more importantly, two pets who deserved better.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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