Healthy Paws | Pet Insurance Review

I am SO thankful we have Healthy Paws Pet Insurance! We went through expensive vet bills with our two previous Bull Terriers and, upon adopting our newest Bully decided to get insurance for her as soon as we brought her home. I read many reviews and Healthy Paws almost seemed too good to be true but I enrolled and, boy, I am SO thankful I did. We rescued this sweet girl from a shelter and HP covered her checkups and meds when she had little ailments but the real test was when she was found to have a heart problem. We thought that was going to be the end of this pup who was given a rotten hand in life - 1st being dumped in the country then this! Healthy Paws came through and reimbursed for her regular vet, the cardiologist and the meds she is now on to deal with her issue. Never a question, never a problem, they just came through. If we didn't have Healthy Paws in our corner, we would have had to put this otherwise happy and healthy pup down due to the expense. Instead, she's living every rescue dog's dream in her fur-ever home. I sing Healthy Paws praises to every pet parent I meet. Our Bully is living proof that this company, and it's services, are amazing and the cost is a no-brainer when compared to the cost of ONE incident paid out-of-pocket. On the technical side, submitting a claim is super-easy: I just go to the Healthy Paws app on my mobile phone, take a picture of the vet bill and hit send and within about 1 week, the check is in my mailbox! I love this company and hope this review helps save pet parents some money and, more importantly, save a fur-baby's life, like our little rescue Kona.

I just have to say how incredibly grateful I am for Healthy Paws. We've had our two 6 year-old labs insured with them since they were 11 months old. One has been mostly no trouble (only one claim in 5 years); the other is a different story - starting from mere weeks after we were insured ($1,200) and up to this past week where we just had to treat him for a lung tumor at the young age of 6 (so far, $12,000 and we're looking at more treatment ahead for him, too). For sure, as pet owners, we know we're likely going to out-live our pets; and I now know we will have a reduced life span with our guy because of the cancer, but the relief that comes along with not having to choose between their life or quality of treatment and money is indescribable. Not to mention, they are super fast with reimbursement (one time, the check was on the way to me as I was on the way home from the vet), make it very easy to submit claims (app on my phone), have direct deposit into my checking account, and the customer service is impeccable. If you do not have this pet insurance, get it now! (And no, they aren't paying me to say this - they are, however, paying for my pet to be healthy!)

We had two major surgeries for our pets, one for our dog, and one for our cat. The dog has to undergo multiple surgeries for a genetic condition that'll allow the knee to come out of its socket. The total bill was over $4000 and was paid out without an issue. The cat had a freak accident that ran our bill into the mid 3000 dollar range. Healthy Paws covered it all without question. They are courteous, professional and awesome with following-up on your pet's condition. HIGHLY RECOMMENDED!

Apologies for the lengthy post, just want to make sure that I am documenting adequately: I have been with Healthy Paws since early 2013 for my first dog and have since added another dog to my policy. The dogs are still young, quite healthy, and have only been covered by Healthy Paws for the most routine and run-of-the-mill problems. I could afford deductibles and cover preventative care, including regular teeth cleanings at a low-cost clinic without problem. As such, I remained faithful in Healthy Paws's services to think I could afford caring for a cat, and I adopted a young sweet rescue in January of 2017, signing him up for insurance shortly thereafter. In late April of 2017, my cat Baxter (just celebrating his one year birthday) was diagnosed with a rare auto-immune disorder, juvenile-onset gingivostomatitis, which means his gums are allergic to what is otherwise ordinary plaque build-up on his teeth. This results in painful sores as well as inflammation throughout the body and other general symptoms like fatigue and low appetite. The doctor informed me that it was 'going to be a long road to treatment,' and despite the devastating news, I was confident that at least my sweet pet's costs would be covered. In early May I saw a dental specialist to discuss forms of treatment--there are usually two approaches, the first for extreme cases and the second for cases caught early: 1) full dental extractions to remove the source of allergic reaction (plaque) or 2) partial extractions, paired with home care (daily brushing, oral rinses, and water additives) AND regular (as in, every 3 months) professional dental cleanings. Having discussed Baxter's options, the specialist advised beginning with the less aggressive option. Young cats, especially, have been known to make a full recovery if owners are diligent with their treatments. Before agreeing to the second option, which will involve more costs but could potentially save his teeth and lead to a longer and better quality of life, I called Healthy Paws to double-check that Baxter would be covered and was assured that he would be. Because the roots of the condition are not well known, I also contacted my rescue to see if they had any information about Baxter's early life that could be illuminating and was told that his brother was just diagnosed with the same disease and that it was likely a mix of environmental and hereditary factors because they were both rescued under-nourished and in a squalid, hording

Recently my precious little dog became very sick for a prolonged period, and it also became a financial burden. I was comforted to know that I had Healthy Paws Pet Insurance. They came through for me, and it helped greatly with the pressure and stress that comes with a hefty vet bill. During the process of submitting my invoices, Healthy Paws even sent kind messages asking how he was doing. It was a great comfort for both me and Murphy at at difficult time.