Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Tania

Healthy Paws Rocks!

I have been with Healthy Paws for about 2 years now and have nothing but great things to say about them. Everything from how personable the customer service is over the phone when calling about a claim, to the emails they send just to check in and see how my Frenchie floof is doing! It's the little things that make this company stand out. I had heard about this insurance through a pet owner on Instagram who raved about their coverage so I had to check it out. After doing my research and comparing with other pet insurance companies, they were definitely the best! They cover things that the other companies do not. Hydrotherapy, ear infection, and IVDD surgery are just some of the things this company has covered for my fur baby. I have submitted claims throughout the two years and am reimbursed rather quickly with no hassle. I think it is safe to say that i will never need to look elsewhere/switch to another company because of how satisfied I am with Healthy Paws. Thank you HP!! <3
5

out of 5

POSTED: | BY: Cody

My dog had major eye surgery and I was covered

Healthy Paws is great. Well worth it. Our dog had major eye surgery and healthy paws saved us $1,500! Very worth it. Great Customer service. Great user friendly app for your phone.
5

out of 5

POSTED: | BY: Elisabeth

Healthy Paws helped make a stressful time much easier!

I bought pet insurance when my dog was still a puppy and figured I wouldn’t need it until she was an old dog. I never expected my three and a half year old dog to need more than regular vet visits - but she tore her cruciate ligament while walking, just walking. It was unexpected as she was a healthy, active, and very physically fit dog. I was looking at a big surgery and thousands and thousands of dollars in bills. Healthy Paws made this incredibly stressful time much easier - I was able to upload all of her medical information and bills on their website and it was approved within days. Within a week of approval I received a check and an email from the company checking in to see how my dog was doing. I am thankful to have had Healthy Paws so that my pet could get excellent medical care. Life is unexpected and you never know when you will need health insurance, and the same goes for our pets!
5

out of 5

POSTED: | BY: Monica

Healthy Paws is the best decision you can make for your pet!

My French Bulldog has had numerous medical issues since I brought him home, all which have been treatable but still costly. Recently he was diagnosed with IBD and need thousands of dollars of testing. I am thankful every day that he is covered under HP because I never worried that I would not be able to pay for his treatments. You hope that you never need to use your insurance but if you do you WANT HP. All my claims has been quickly processed and paid and I never had an issue with any of my submissions. I am thankful every day he has HP behind him. They truly love your pet as much as you do!
5

out of 5

POSTED: | BY: Debra

Excellent Pet Insurance Company

My dog has a sensitive stomach and was hospitalized for it twice now. Healthy paws makes it easy to file a claim and is fast with reimbursement. They have excellent customer service. I highly recommend using them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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