Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: mj

Exceptional coverage with quick reimbursement

My large breed mixed lab suffered a full ACL tear requiring TPLO surgery. Having gone through this same injury five years earlier with my golden, I fully understood the ramifications of the injury to the dog and my pocketbook ($5,000 alone for the surgery cost). I also understand the time required post-surgery to heal and the need for rehab for several months. Luckily, this time I had insurance. I was unsure if the surgery would be covered in addition to the rehab but Healthy Paws paid 90% as stated in the policy. Reimbursment was fast and the customer care was excellent. My lab is healing wonderfully due to the work of my fantastic surgeon and the rehab at the same vet clinic. Thanks to Healthy Paws, my girl is able to run again and be a dog, and I can rest easy not having to pay out all that money again.
5

out of 5

POSTED: | BY: Ahmed

Greatest pet insurance ever!

They are full of compassion and understanding of what pet parents go through during their pet illness. My beloved dog passed away last week at the age of 5 after a brief struggle with liver disease. She will always stay in our hearts, and you know what else will be there !? The way HealthyPaws gave us piece of mind during her illness by assuring us they will cover everything with no limits so she can get better. The way they processed the claim (which we submit after the dog passed away) in less than 24 hours!! you can tell they did that in a full understanding of what we are going through, let alone the very sincere condolences they sent us, and the fact they canceled the policy on their own. I greatly appreciate HealthyPaws insurance and surely they will be my pet insurance forever. I encourage any pet parent not to even think twice, nothing is more important than the health of your companion, and HealthyPaws are the company to take care of that.
5

out of 5

POSTED: | BY: Stacey

Proved they really do what they say

Healthy Paws covered my 1-year old Golden Retrievers expensive and unexpected surgery without an issue or question. They even followed up a week later with an email saying they hoped Oliver was doing better. I highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Rich

Best experience, all insurances should be this prompt and easy!

Healthy Paws Pet Insurance review We received a sympathy card from Healthy Paws staff, Bodey’s health insurance company. They were there for us throughout all of Bodey’s treatments and their kindness and understanding helped provide hope. They paid out 90% of all Bodey’s bills which totaled over $23,000.00. It was comforting to know that we were able to afford to give him comfort and quality care to the end. We were so impressed with Healthy Paws that we immediately insured our new puppy with them. We didn’t even consider shopping around. Thank you Healthy Paws! We couldn’t have given our boy the care he needed.
5

out of 5

POSTED: | BY: Denise

Healthy Paws makes healthy dogs easy!

Over the course of the last year and a half we have had many issues with one of our dogs, RJ, a big loveable golden retriever. We spend half of the year in the US and the other half in Spain and during all the travel, climate changes, allergy triggers and countless other things, RJ was not fully healthy. We saw multiple vets in both countries, as well as a couple specialists. After many medication trials and diet changes, we finally have RJ's health under control. What would have been totally out of control bills for all the testing/office visits/medications/food changes was the easiest experience using Healthy Paws. We simply upload the invoices, type in a few details and a check shows up in the mail shortly after. I can not express the piece of mind this gave us, seeing the invoices coming in, knowing we were covered. I truly would never have a pet without Healthy Paws. They went out of the way to email me and check on our dogs health out of genuine concern for the pets and us the owners. I would recommend this company to anyone, for piece of mind and comfort knowing you'll never have to decide between treating your best friends due to cost.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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