Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I have never had pet insurance before and I looked up a comparison chart of companies, read information and chose Healthy Paws. So far I am pleased! My dog Winnie was hospitalized, I kind of "forgot" I had pet insurance but when I remembered, I was so relieved. I could have her get the treatment needed without worrying. I was very impressed that I received unexpectedly, an email from their client services checking to see how Winnie was after her incident. They put a personal touch that means a lot to us as pet parents.
There was an an easy to use app you can submit claims, as well as other easy online options or via mail. It was no hassle and very prompt processing of the claims. They don't pay exams but I was reading the reason why, which is giving the pet parents some responsibility it makes it easier for the bigger claims to be paid. I also chose them for the fact that if a pet injures a knee ligament and has to have surgery, they cover it if it happens to the second, where other pet insurances do not. I noticed on my app they have a pet foundation that helps other less fortunate pets and I really like that in a company. The app has a lot of easy to read clear and concise information. Lastly, They have a referral program and one of my friends saved money by me referring her with a link, compared to what she found online. I highly recommend this company. So far, and I have only used them once, I am impressed! I was a little leary about it, but it has been well worth the investment! Thank You Healthy Paws!
5
out of 5
POSTED:
| BY: P
JUST DO IT. THEY'RE AMAZING!
JUST DO IT. THEY'RE AMAZING!
Sadly, our dog got a nasty lung cancer tumor. We did surgery and started chemotherapy but unfortunately the tumor had spread and we had to say goodbye to him. Throughout his illness, we submitted probably a dozen bills totalling over $12000 (yes, twelve thousand). Healthy Paws paid every single bill, no questions or pushback. All the claims were approved SAME DAY. The checks came in less than a week. They emailed us support and condolences. I honestly can't see how it could have been better (unless free). I will never have a dog without having Healthy Paws, period.
5
out of 5
POSTED:
| BY: Katie
Healthy paws review
I was hestitent about getting pet insurance when I got my puppy because everyone said it wasn't worth it but I went with my gut and got healthy paws. Unfortunately my puppy got into some Advil and had to spend a few nights at the hospital. This was a very stressful and scary time for me and I didn't even think about the cost because I just wanted him to be okay. After he was released I submitted the claim to healthy paws and they worked through it without any issues! I can't even express how seamless this process was and how much easier it made this whole ordeal. I have recommend healthy paws to every pet owner I know! It is the best investment you can make for any new pet joining your family!
5
out of 5
POSTED:
| BY: Valerie
Relieved that I had Healthy Paws insurance!
I have heard stories from other pet owners about the worthlessness of having pet insurance. My friends would ask why I didn't just put that $40-50/month into a savings account accessible immediately if I needed it. If I'd taken that approach I know that I never would have continued to save due to more urgent financial concerns. So when my 11-year old, 20 lb. terrier mix had a cranial cruciate ligament tear I was relieved that I'd kept up my coverage with Healthy Paws Pet Insurance. Between our regular vet's bill for diagnosis and the surgeon's bill for treatment the total was almost $4000. After my $500 deductible was met Healthy Paws covered 90% of the remaining amount. Since this was the first claim I had ever made I had to have all of her records sent in. I was worried that my claim would be challenged because I'd recently changed vets and my dog had a different operation on the same leg 8 years ago. But once they received all of her medical records Healthy Paws posted the amount of my reimbursement on my account page and had a check in the mail. Having recently retired I appreciated knowing that a large part of the bill was covered!
5
out of 5
POSTED:
| BY: Stephanie
Surgery is a major decision for your loved one
I got my beagle Bailey in April 2013. Beagles are hearty and healthy dogs, so I felt I didn’t need to purchase insurance for him. One day he was kind of off, so I took him to my vet. They gave him some meds and I took him home. He was still off, drooling and very stand off-ish. Normally he wants to be by your side, but he was paranoid. So, it was too late to go back to my vet, so I went to urgent care and he ended up spending the night. Well, after that night and that bill, I decided that I might need to purchase pet insurance. I looked at what was around and what my fellow dog park friends had and decided to go with Healthy Paws. The site is easy to use and it was easy to sign up. Of course as you know, once you buy insurance you never need it. I even got a second beagle and put on her on the insurance plan. Years have gone by and I’m still paying their monthly insurance fees. Occasionally the rates go up and I continue to pay the increased fee. However, this last time it went up, I decided to reduce my coverage because I’m paying for two beagles and my pups are solid. a pet is a huge responsibility, but also a very Well, in July my older Beagle Bailey somehow hurt himself after the dogpark. I didn’t know how this could be because he’s always sitting with people getting petted and occasionally runs around. He was slow going up our stairs and couldn’t jump up on the couch. When I picked him up, he would yelp. I took him to my vet the next day and he was prescribed some meds and had to take it easy. After a week of rest, he was going up the stairs by himself and could even jump up onto the couch. This was great and back to the dogpark we went. Not a good idea, because he was hurt again. So, I contacted my vet, got new pills and strict rest for him. He wasn’t getting better and had pain in his lower back, which my vet thought might be a slipped disc. We got an appointment to see a neurologist where we can get an MRI done. Our options were limited, take him off and 4 weeks of crate rest and it may or may not get better. If you do this and it doesn’t get better then he’ll need surgery and then another 4 weeks of crate rest. Otherwise, do the surgery and 4 weeks of crate rest. My options were limited and Bailey stared at me and with those expressive brown eyes was telling me he was going to be fine and we should just go home. I on the other-hand being the adult wanted what was best for him and having pet insurance, the decision was not a difficult one.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.