Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nina

Wonderful company!

Outstanding!!! I wish my health insurance is as good as the insurance my dog has through Healthy Paws. My Great Dane has had two surgeries after eating 1) socks and 2) corn on the cob with a cob holder prong in it - and both times the people at Healthy Paws have been amazing. They are quick to reimburse and also very caring. When I called customer service to see if they'd received a claim, the rep saw how huge the bill was ($8000) and offered to expedite it. Amazing!!! They also checked in to see how Zane is doing, post-surgery. I hope you never have to use pet insurance but if you want to make sure your pet is covered, Heathy Paws is the way to go. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Brad

Highly recommended for every pet owner!

Can't say enough good things about Healthy Paws' benefits, service, fair premium, business practices, people and integrity. After researching different pet insurance companies and plans, we chose to insure our 3 year old lab mix with Healthy Paws. Based on my experience with "human insurance", I expected a lot of pain if we ever needed to use it. Well, we needed to submit 2 separate claims a year apart: cracked tooth extraction ($350) and torn CCL requiring a TTA knee repair ($4,700). Both claims were resolved and paid quickly, with minimum documentation and hassle...and without the sort of "exclusions" or "adjustments" normally seen with human insurance. Healthy Paws communicated fully about our claims status and their website is easy to navigate. Finally, the Healthy Paws people are actually super helpful. A great service that EVERY pet owner should have. I can't thank them enough for being there when we needed them and recommend them highly for peace of mind!
5

out of 5

POSTED: | BY: Jared

Thank You

Lindsay, Jared here. Thank you for your follow up call and for checking in on Bailey. As you may or may not know, Bailey was diagnosed with cancer (Lymphoma) in June of 2016. Since then she's been going through chemotherapy (which she has completed) and has been given the lymphoma vaccine in an effort to help her body fight the cancer should it return. Currently, she is in remission. Her most recent visits to the vets were the result of blood being in her stool. The oncologist ran a series of tests on her to make sure it wasn't the cancer returning. Luckily, it was not lymphoma related. She is now feeling much better with no blood in her stools. On a side note, I wanted to thank you guys for your great service, care and comprehensive coverage. When I found out Bailey had cancer last year, I was devastated. However, I knew I would do absolutely everything I could to bring her health back...even if that meant I would go into debt. Thankfully, I had gotten her health insurance through you two years prior and it has been an absolute blessing to have. Yes, her treatments have been expensive even with the reimbursements, but knowing that I will receive at least something back has given me a reassuring piece of mind to know that whatever may be coming for Bailey, I know I have healthy paws next to me to help ease the burden of the financial commitments. So, again, I thank you for checking up on Bailey and for just being in existence.
5

out of 5

POSTED: | BY: Karen

Got you Covered!

Healthy Paws covered my puppy's knee surgery when she was very young. Took photo of Vet's invoice and once I submitted the claim, I received my check within 2 weeks. So good to know my pet's unexpected expenses are covered by Healthy Paws. Great insurance and affordable too.
5

out of 5

POSTED: | BY: Rona

MORE THAN I COULD HAVE ASKED FOR.....

I want to offer a testimonial to Healthy Paws (HP) pet insurance company. In February of 2016 I rescued Daphne, a 10-year-old toy poodle, from the local “kill shelter”. As a condition for enrollment I took Daphne to our local Veterinarian for a standard “nose-to-toes” physical evaluation. Fortunately, Daphne got a clean bill of health and I went ahead and enrolled her with HP. I had never purchased pet insurance since I am very skeptical of the industry. Statements of benefits that appear too good to be true usually are. But having had several uninsured pets I thought it might be the prudent thing to do so I did my due diligence and investigated several companies before ultimately deciding to go with HP. Boy am I glad I did! You could say I’m a “loving, responsible, exhaust all means possible, fur-baby parent” (without consideration to cost as long as medical options do not compromise quality of life). In the past I have spent a small fortune for the care and treatment of my “Girls” without having the financial relief that a good pet insurance company provides. For example, I spent nearly $25,000 over a two-year period of time before Tutu, my mini Schnauzer, finally succumbed to congestive heart failure at the age of eight. Back to Daphne’s story, she was the classic “circus poodle” with a ton of energy and an incredible zest for life. People were amazed when they learned that she was a “senior” of 10 years of age. Making a long story short, in December of 2016 (just after her 11th birthday), Daphne was diagnosed with TCC (Transitional Cell Carcinoma), a very aggressive form of the disease. Thank goodness for Healthy Paws! All the incredible benefits that were stated in their policy declaration page were in fact, truthful. Customer service was “top shelf” and the HP representatives couldn’t have been more helpful and compassionate. In the seven month’s that Daphne struggled with her illness there was never an issue with any claim forms submitted. And as unbelievable as this might sound, an explanation of benefits was usually provided within 24 hours if not sooner. (Note: I submitted claims as attachments via email). One final thing you might like to consider before making a decision if Healthy Paws is right for you. Not too long after Daphne passed away I received a phone call and an email from HP expressing their sympathy and offering condolences for my loss. I was totally caught off-guard by this. It was truly an act “above and beyond the

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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