Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Aida

SO glad we went with Healthy Paws!

I had researched several pet insurance companies before going with Healthy Paws when we adopted two kittens 6 years ago. Their rates were the most reasonable for the coverage we were looking for and reviews were fantastic. We now have 4 cats and I added coverage for the two new cats. Last week, one of my cats decided to eat several nerf darts and one got lodged in his small intestines. The claim process was painless and super easy. I got the invoice from the vet, took a picture, and submitted it online via their website. Exactly 9 days later, I got the email that it was processed and approved. I also received a call from a very nice rep asking about how my cat is doing. She was very personable and the call felt very genuine. Just a very pleasant process and I'm so pleased it went without any pain and coverage was exactly what I expected. Thanks Healthy Paws!
5

out of 5

POSTED: | BY: Robert

Filing a claim is a cinch

We knew we needed pet insurance after spending nearly $10,000 on surgeries for our previous dog and could not be happier with Healthy Paws. They are straightforward with their coverage; no fine print or confusing lingo. You file a claim by simply taking a picture of your invoice with your phone and clicking "submit." Reimbursement comes quickly and customer service is remarkable. You can't go wrong with this company.
5

out of 5

POSTED: | BY: Alex

A+ Experience and Results! 100% Recommend

My poor puppy was throwing up over and over again! I rushed him to the vet and the vet did a lot of test and xrays. I submitted my invoice and information to Healthy Paws and the process was easy. This was my first claim so I was nervous if they would pay. I was like I hope I was not paying each month for nothing. I got an email detailing my reimbursement within a week. I said wow that is fast! Then a check a couple days later. I also received an email from a CS rep at Healthy Paws asking if my dog was okay and it was actually a personal response. Not some automated rubbish! I was shocked and pleasantly surprised! I have to say 100% satisfied with my experience and will recommend.
5

out of 5

POSTED: | BY: Julia

Healthy Paws is the BEST!

I have been using Healthy Paws for my 7 year old English Bulldog Harley since he was 6 months old. As you may be aware, English Bulldogs can have many health issues. Harley has been diagnosed with IVDD (Intervertible disc disease), some hip displaysia and arthritis, and recently tore his ACL on his right back knee and had to have surgery. For every instance, Healthy Paws has been there for Harley and for us! They are amazing. Unlimited lifetime coverage and deductibles that you can change to align with your ability to pay are the factors that made me choose this pet insurance company. The claims are super easy to file and the payment comes quickly. If you need to speak with them, the agents are knowledgeable and so willing to assist. Not only that, they will follow up to see how your pet is doing. If I could give more than 5 stars I would!!
5

out of 5

POSTED: | BY: Tricia

We recommend pet insurance to everyone.

When my husband and I decided to get pet insurance for our then puppy Stanley back in October 2014 we had no idea how grateful we would be to Healthy Paws today. We knew when we got it we would only need to use it in case of an emergency or for the occasional time he got sick. In February 2017 our "emergency" happened. Stanley had to go in for TPLO (ACL) surgery. He was only three years old and my husband and I were devastated that he had hurt himself playing. Having Healthy Paws made a stressful situation less stressful. I did not have to worry about a large surgery, rehabilitation, and perscription bill because we had opted into a plan that would cover 90% of the costs. By the end of his recovery in April we estimated that we spent only around $700, if we did not have pet insurance it would have been closer to $5500. THEN emergency number two happened. Stanley tore his OTHER ACL in July 2017. Only 5 months after his first surgery. One of the best things around healthy paws is that they did not consider his first tear as a "pre-exisiting" condition like other pet insurance companies do. We feel so fortunate that yet again we have healthy paws as a pet insurance company. Other reasons we like Healthy Paws includes there easy to use app to process claims and their friendly staff who always reach out to check on Stanley's recovery. :)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review