Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sarav

Couldn't be happier

First off, the policy is incredibly inclusive and the logistics of filing a claim couldn't be easier. It's hard trying to find coverage for a large dog (Great Dane) and healthy paws provided just that...and kept it affordable. When my dog tore his crucial ligament, the folks at healthy paws were understanding and went out of their way to make the entire process simple. What could have been a few thousand dollars worth of headaches turned into a relatively painless ordeal. I've recommended healthy paws to everyone I know without any reservations.
5

out of 5

POSTED: | BY: Cisley

Informed consumer says Healthy Paws is the best!

I've had pet insurance with other companies and Healthy Paws is by far the best. No "reasonable and customary" amounts, no incident caps. I did a ton of research about insurance companies after a bad experience with my last one, and I am happy to report that all the positive things I've read are absolutely true. Great customer service, prompt payment, and everything is straightforward. I highly recommend them.
5

out of 5

POSTED: | BY: Alexandra

Baxter and I give you 4 paws up!

When my dog tore his cruciate ligament, the corrective procedure involved complicated surgery and follow-up physical therapy including underwater treadmill. Fortunately, my beloved Baxter has recovered beautifully. Healthy Paws covered the surgery and physical therapy, which otherwise would have come to over $10,000. I very much appreciate them. They even contacted me after the surgery to see how he was doing!
5

out of 5

POSTED: | BY: Chet

Exceptional

Healthy Paws is truly an exceptional company. I am an insurance agent with 17 years of experience. My dog, Romeo an Am Staff, blew out his ACL and required surgery. I called to see what type of pre-authorization was required and what pricing limits I could expect. Neither applied, I was told to use the surgery center of my choice, and as long as I met the eligibility requirements, Healthy Paws will pay 90% once my deductible was met. Once the surgery was completed, I submitted my paid invoice. I had previously submitted all of his medical records to speed up the process. My claim was approved, and a reimbursement check was mailed out within two weeks. I am beyond pleased. If only my health insurance were this simple and efficient.
5

out of 5

POSTED: | BY: Mike

The Absolute Best Pet Insurance Out There

Rider, our German Wirehaired Pointer suffered a severe life threatening heat stroke this summer. He pulled through thanks to the amazing emergency care he received at the local veterinarian hospital. Rider is now back to normal and bounds through the house like a deer. We are especially happy with Healthypaws Pet Insurance & Foundation. The folks at Healthpaws were thorough, attentive, and caring throughout this whole ordeal. The payments to cover the Vet bills were sent promptly. and this was most appreciated. Our research in choosing a pet insurance company was spot on. We have no doubt we chose the best pet insurance company out there. Regards, Mike and Robin

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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