Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennifer

Worth the money!

We had 3 labs prior to our current guy Jude and didn’t have pet insurance for any of them. Our yellow lab had a few issues here and there and our vet had recommended we get insurance. I had done some research but didn’t think it was worth the money. I was wrong! He had 3 knee surgeries in the last 2 years and crossed the rainbow bridge in June. We spent close to $15,000 out of pocket to care for him. We enrolled Jude in Healthy Paws Pet Insurance immediately upon adopting him, we knew we couldn’t afford those costs again. Jude recently had an intestinal blockage and needed to have emergency surgery –we would have struggled to pay without the insurance. It was easy to submit the claim, the reimbursement check came quickly and Healthy Paws even checked in to see how Jude was doing. The premium is reasonable and the coverage is excellent. The insurance paid for itself, and then some, with just this one surgery. I recommend it to everyone.
5

out of 5

POSTED: | BY: Eric Ord

Thank you so much. Healthy Paws has been a godsend

I cannot say enough great things about Healthy Paws. We have 2 bulldogs and both are on the plan. One of our poor dogs has had multiple health problems this year. We've had to pay out over $10,000 in bills. Unrelated issues and each time huge bills. From a cherry eye to a leg operation and an ER visit. We would have gone bankrupt but thank god for Healthy Paws. Each time they paid out as agreed. No push back no weird exclusions. We had the 90% reimbursement checks before the credit card bill was even due. I tell every friend and pet owner I meet. You have to get this health insurance. All you do is take a photo of the bill from the vet and submit. Takes 5 seconds. They even call and email to check how our dog is doing. Just the nicest, most unexpected company I've dealt with in many years.
5

out of 5

POSTED: | BY: Robb Morss

Healthy Paws has been a lifesaver!

Healthy Paws Pet Insurance has been the best thing I've ever purchased for our pet. It is easy to file a claim and they are very prompt in processing the claims and getting back to you in a timely manner. Their website is very easy to use and you can file claims electronically, thus enabling you, to get a faster response in regards to your settlement. I have to say their monthly premiums are reasonable as well. Overall a great company with a great product.
5

out of 5

POSTED: | BY: Tracy

Easy, Quick, friendly and caring company

My dog has been insured with Healthy Paws for about 6 months and Healthy Paws has been nothing but amazing! Recently my dog needed surgery on both his legs and I immediately called Healthy Paws to see if it was covered under our plan, they assured me it was. The Health Paws staff is always so caring. Every time I call with a question they ask how my pet is feeling which helped so much during this stressful time. Then after surgery I submitted my claim and it was processed much faster than I had anticipated. To top it off they sent me a personal email to ask how my dog was recovering from surgery! I am so happy I have Healthy Paws! They are professional, submitting claims is simple and their customer service is top notch. I am very pleased with them and definitely would recommend them to other pet parents!
5

out of 5

POSTED: | BY: Kate

Peace of Mind with "no-hassle" pet insurance

I adopted a dog three and a half years ago and signed up with Healthy Paws soon after the adoption. My dog has had several major medical issues including Heartworm, emergency surgery to remove a foreign object in his intestine, and pneumonia. He has also had several run of the mill type things like rheumatoid arthritis and mild anemia. We've been to the vet a lot and I have been very happy with Healthy Paws as my Pet Insurance provider. Their process for submitting a claim is very easy, it just takes a minute. In addition, the processing and reimbursement goes quickly. I chose ACH electronic reimbursement and the credit appears in my account usually less than a week after I submit the claim. They also have been very good with coverage. I actually had a disagreement with something relating to coverage early on and I was able to escalate the issue easily and got the proper attention and ultimately got a resolution that I was happy with. I did a lot of research before picking a Pet Insurance provider and I am happy to say that my choice has been confirmed over and over again during the past three and a half years. I adopted an older dog and was surprised that some providers don't even offer insurance to dogs that age. I recommend Healthy Paws to everyone I know. It gives me peace of mind to not have to make decisions about my pet's health based on what I can afford. Going through an emergency surgery for intestinal obstruction is an expensive ordeal ($8,000) that can happen to any dog and it was a huge relief to know we had a reliable pet insurance provider.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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