Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Soo Yang

Uncomplicated, seamless, caring, Healthy Paws is an exceptional service

Our experience with Healthy Paws has been exceptional and seamless. While we never want to avail ourselves of its benefits as it means one of our pets is sick, Healthy Paws has always been quick to reimburse our costs and to follow up about our pet's recovery. We absolutely wish human health insurance was as well run. I rave about it to all of my friends who have pets or are thinking about getting a pet. They've been happy as well.
5

out of 5

POSTED: | BY: Dana

Great peace of mind, great customer service.

I love the peace of mind that comes with having our lil princess covered with healthy paws pet insurance. Our dog Snickers is like one of our children, and the coverage we have allows us to provide her with the best medical care. The claim process is easy, reimbursement is fast, and anytime I have needed to contact customer service they have been wonderful. So happy we found them.
5

out of 5

POSTED: | BY: Britta

Healthy Paws high rating is very appropriate - they are a great insurance company

I LOVE healthy paws. Their monthly premiums are competitive with other plans, their claims department pays very quickly and I even got a personal email checking on my dogs recovery from a recent illness. I like the fact that I am responsible to pay for my dogs standard preventive care and the insurance only covers unexpected costs. That makes me responsible for the day to day costs while giving me the peace of mind that if something unexpected occurs, I have the coverage I need. Now I know why Healthy Paws has such a great rating. I recommend using them.
5

out of 5

POSTED: | BY: Tina

Great Customer Service!

Having a sick pet can be emotionally and financially exhausting. Getting pet insurance was the smartest move I ever made, and going with Healthy Paws was my best choice. After quite a bit of shopping around, I felt that Healthy Paws had the best plan for my new puppy. Everything from filing a claim, to being kept updated on the status of the claim, and contacting customer service, was all so easy! I am so happy with the choice I made of going with Healthy Paws. Tina
5

out of 5

POSTED: | BY: Jacqueline

Healthy Paws is the best. Period.

This is the absolute BEST pet insurance out there! I can’t thank Healthy Paws enough for their kindness through my dog’s emergency surgery. My Golden Retriever (just over a year old), had to have a foreign body surgery because she ate something that she was not supposed to. Not only was this terrifying, but I knew that bills would add up quickly. I wanted the best care for my dog, at the emergency vet that I chose, and any treatment/procedure that she needed done, done. I just wanted my pup back! In the back of my mind I knew I had insurance and I knew that whatever she needed to have done, was getting done. I wasn’t prepared for the overwhelming amount kindness and concern that they, Healthy Paws, had for my dog. Not only did they hold up their end and process the claims quickly and cover what they said they would, they checked in on my dog along the way! Not anything automated-a real person, a person who cares and loves animals themselves. The claims were processed quickly and the check was in my hand soon after. The process was as painless as possible, and it took so much stress off of me. I was able to be there for my pup 100% and not worry about cost. I can’t thank them enough for such a wonderful experience. I will be a “fur”ever client! Do not hesitate or look anywhere else-Healthy Paws IS your answer.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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