Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sandra Bonito

Healthy Paws is the Best! I am extremely happy with this pet insurance.

Healthy Paws has been wonderful! It's the first time I ever had pet insurance and I am so happy I got it. They respond quickly to claims and send refund quickly. Also I love the fact that they check up on the pet to see how they are doing. Makes me feel like they really care. I suggest Healthy Paws to all my friends. I looked at all insurances and compared them side by side. Healthy Paws has no limit in payout for the year and only one time annual deductible. not like most that have a cap on their payouts and the deductible can be per claim. I love this insurance it was the best decision I made for my pet.
5

out of 5

POSTED: | BY: Cyndi Moring

Thank you Healthy Paws

My cat was attacked by a cayote 3 days after I canceled my pet insurance, in fact the day before it would have gone inactive. Obviously I was thrilled it was still in effect and realized no pet should ever be without pet insurance, especially when all seems well. They reinstated my coverage without a blip and even though the bill topped $6000, I got the reimbursement for all expenses a month later. Anytime I wrote them I got a quick response and it was easy to talk to a human if I wanted to call. What more can you ask? My cat is still recovering and will need the last follow up x-rays but he's going to be ok. Thank you for everything Healthypaws.
5

out of 5

POSTED: | BY: M Kerr

Look no further than Healthy Paws Insurance

We had left the house for about an hour, when Rosie climbed up on the dining table and was somehow able to get hold of the Ibuprofen bottle from another shelf. It was the day I also realized that Ibuprofen bottles do not have child-proof caps. She managed to unscrew the cap and she loves eating, so she went to town with it. Thankfully we were back within the hour and immediately saw the open bottle with chewed pills strewn in her bed and rushed her to the ER. She had eaten more pills than the lethal dose for her weight! I was so scared for her but she made a full recovery thanks to the efforts of all the kind people and vets at the hospital. We also did a follow-up kidney and liver function test a week after she was discharged from hospital and those came back normal. We are so pleased to have her insured with Healthy Paws! The hospital stay cost a lot and Healthy Paws has always been prompt about claims. Rosie is back to playing fetch with her favorite squeaky ball every day. Thank you and we always recommend Healthy Paws insurance to anyone who has a pet!
5

out of 5

POSTED: | BY: Bonnie

Timely payment

Healthy Paws provides prompt payment for claims and lives up to what they represent. Thank you for your continued good service!
5

out of 5

POSTED: | BY: Madyson Evans

Healthy Paws in an amazing "life-saver"!!!!!

We have has an amazing experience with Healthy Paws insurance. Before having insurance, we had to put down our dog down at a young age due to cancer and did not have insurance to pay for the very expensive surgery (even though the chances for her to live were very slim). We now have two crazy, healthy (large) pups and pet insurance from HealthyPaws. Our girl pup has had to go to the vet/emergency room multiple times for different things including a nasty stomach bug and torn carpal pad. Thanks to pet insurance we were able to give her the best care possible! HealthyPaws provides such a great service. It is super easy to contact them, submit a claim and we received the checks in the mail within a couple of weeks. They even reached out to check on our pup after being injured. We highly recommend HealthyPaws!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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