Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Karen Caruth

Healthy Paws is the BEST

Healthy Paws has been a fantastic insurance company. The claims submission process is super easy (you just submit a picture of the invoice) and the turnaround time for payment is very reasonable. We had unexpected surgery for our dog, and Healthy Paws not only covered everything as promised, but followed up with a personal email to see how our dog was doing. The coverage, ease of doing business, quick turnaround time and personal touch make Healthy Paws the "paws down" best choice for pet insurance.
5

out of 5

POSTED: | BY: Federico

A customer for life

Healthy Paws has gained a customer for life from me, with my current pet and any other pet I may have in the future. I cannot thank them and recommend them enough for the amazing service they are running. Last year has been a bit rough for my Maltese, from neutering to bilateral hernias, but the ease and speed in which Healthy Paws handle claims made it invaluably easier. Now I make sure to tell everyone who has a pet or is considering to adopt a pet to get Healthy Paws.
5

out of 5

POSTED: | BY: Leslie

10 STARS!!

We would be LOST without Healthy Paws. Our puppy was fine until we went to have her spayed and her blood came back with irregularities and many more tests needed to be done. I was a mess! Not only did Healthy Paws help me understand my coverage, the claim submission was effortless and the checks came within a week of my claims and I had several totaling more than $3000 worth of vet bills. They checked in on Riley and asked me how she was. They asked me how I was. In a million years I could not imagine an insurance company offering so much assistance and demonstrating so much care and compassion for my “fur baby,” they called her. And she is just like a child to me. I would emphatically recommend them to anyone. Especially for new puppies... you truly have no idea what can come up and you need coverage. If we had to pay for all of her tests, procedures and biopsies out of pocket, we may have been forced to make a diffficult decision. We didn’t have to thank goodness because Healthy Paws coverage helped us with everything. I’m very grateful to the staff that had patience for all my questions and just listened when I cried about being scared for my puppy. Can’t say enough about Healthy Paws. Compassionate, professional and very easy to work with. 10 stars if I could!!
5

out of 5

POSTED: | BY: Rachele

Thank you Healthy Paws

When our beloved Jalapeño was diagnosed with a torn cruciats ligament, we were so grateful to have chosen pet insurance for her previously. Having a friend that recently went through the same diagnosis and procedure with their dog, without the benefit of health insurance, we knew we were incredibly lucky to have Healthy Paws backing us, and boy were we right! They were incredibly fast reviewing our claim and getting us reimbursement, and even offered to work directly with our vet if needed, as we were concerned about putting such a high amount on a credit card. Within 1.5 weeks, we had our reimbursement directly deposited back in our account, and even had contact from Healthy Paws simply to check in and see how Jalapeño was doing. We could survive without the insurance reimbursement, but having it makes everything so much less stressful and easy to deal with. We recommend this company to any and all of our friends and family, and as a dog trainer, I recommend them to clients as well. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: leslie

Great Company!

We have had Healthy Paws for a couple of years now and we have had to use them quite a bit. We have had a couple small claims and 4 very big claims. We have had 4 major knee surgeries and had no problem getting the claims paid. Then after the surgeries they sent emails to check on our girls. I love this company and have had referred many people to them. You can't beat their prices or the ease of getting claims paid!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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