Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jacqueline P

No Hassle, No worry, Great people-THE BEST!

This is the absolute BEST pet insurance out there! I can’t thank Healthy Paws enough for their kindness through my dog’s emergency surgery. My Golden Retriever (just over a year old), had to have a foreign body surgery because she ate something that she was not supposed to. Not only was this terrifying, but I knew that bills would add up quickly. I wanted the best care for my dog, at the emergency vet that I chose, and any treatment/procedure that she needed done, done. I just wanted my pup back! In the back of my mind I knew I had insurance and I knew that whatever she needed to have done, was getting done. I wasn’t prepared for the overwhelming amount kindness and concern that they, Healthy Paws, had for my dog. Not only did they hold up their end and process the claims quickly and cover what they said they would, they checked in on my dog along the way! Not anything automated-a real person, a person who cares and loves animals themselves. The claims were processed quickly and the check was in my hand soon after. The process was as painless as possible, and it took so much stress off of me. I was able to be there for my pup 100% and not worry about cost. I can’t thank them enough for such a wonderful experience. I will be a “fur”ever client! Do not hesitate or look anywhere else-Healthy Paws IS your answer.
5

out of 5

POSTED: | BY: Liz H

I love Healthy Paws...

I love Healthy Paws, and I recommend them to everyone I know who has pets. Submitting claims is super simple (you just take a picture of the vet invoice with your phone), and they usually approve claims very quickly. I had one claim that was approved about 15 minutes after I submitted it. In my experience, they pay for everything that they say they will. Recently my cat was suddenly diagnosed with a rare, life-threatening condition and the vet recommended major surgery that would cost thousands of dollars. The decision was an easy one for me, since I knew that Healthy Paws would pay for 90% of the surgery. I'm very glad that I can make decisions about my cat's medical care based on what she needs and not what it costs.
5

out of 5

POSTED: | BY: cindy

Surprisingly Easy and Great Service

Surprisingly in a world where insurance companies try not to pay out, Healthy Paws paid every penny due to us in a timely manner. The process online is simple to submit a claim and you can check the status online too. We got our checks within a month of submitting our claims. Very easy to work with and great service.
5

out of 5

POSTED: | BY: Amy

Better than an HMO, PPO, Obama Care, or Medicare!

Having had a four-legged family member years ago that needed extensive veterinary care, I vowed that I would not make myself agonize over the cost of medical care and the health of my pet. Upon adopting a new furry baby, I did my homework and found Healthy Paws to be the most extensive care I could provide. Hoping I would never have to use it, it was comforting just to know that I was purchasing "piece of mind." Just like we humans do, my little guy came down with several minor ailments (ear infections, sprained ankle, fox-tail in the paw, etc) which were all covered per the outlined details in the contract. Recently, my little guy was in need of an extensive surgery for (what equates to a human torn ACL - no Pop Warner football for him next year) a TPLO. Before he could even recover enough to jump all over me again, I received my reimbursement check with well wishes from Healthy Paws! I have been nothing but impressed with their services and I will continue to recommend them to others who plan on extending their families to include four-legged children. Oh! My boyfriend is even jealous that the dog is not only loved more, but he has better health care than him as well!
5

out of 5

POSTED: | BY: cecile

Bravo for your excellent team service and care

Healthpaws has been available on the phone to answer my questions in a time of crisis. They have followed up with emails to check on my pet. They also reimbursed me very quickly which was so helpful as not to be in a bind when the credit card bills came through. It was amazing to experience the healthypaws team service and know that I can count on them. Thanks again!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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