Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Will H

Healthy Paws is great!

We have a yellow lab (Simon) and have a pet insurance policy with Healthy Paws. Simon tore his ACL and had to have surgery. Healthy Paws paid the invoice in only two days with no questions asked other than to kindly following up a couple days later inquiring how Simon was recovering. It made a stressful experience easier for us. If you are in the market for pet insurance, I would highly recommend Healthy Paws!
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5

out of 5

POSTED: | BY: William Hamilton

Healthy Paws is great!

We have a yellow lab (Simon) and have a pet insurance policy with Healthy Paws. Simon tore his ACL and had to have surgery. Healthy Paws paid the invoice in only two days with no questions asked other than to kindly following up a couple days later inquiring how Simon was recovering. It made a stressful experience easier for us. If you are in the market for pet insurance, I would highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Stetson Family

Radar’s Journey

Healthy Paws has demonstrated quick and efficient responses as we are experiencing medical issues with our beloved dog Radar. It is a comfort to know we are part of such a caring company!!
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5

out of 5

VETERINARIAN: Red Bank Veterinary Hospital (RBVH) - Tinton Falls

POSTED: | BY: Kathy Stross

I Love This Insurance!

I had Healthy Paws for my Tibetan Mastiff for 10 years until he passed. I was ALWAYS pleased with the ease of filing a claim and the quick reimbursement time. Both of my cats have Healthy Paws insurance. It is a good thing because I had to file a claim for my 7 month old kitten. I have to say that it was a little more tedious and took longer to get this claim settled compared to previous claims that I had for my dog. I was expecting this because it was the first time filling a claim for my baby. There was a slight misunderstanding and when I submitted his medical history, which until this emergency visit, he only had shots, they submitted the shot invoices as claims. Those "claims" had to be settled first (I didn't submit as a claim because I knew they were not eligible) before the emergency claim could be settled. The entire claim payout took a few weeks. I'm used to getting reimbursed within a week. I still stand behind a 5 start rating because they were just being extra vigilant and I know the first ever claim requires more documents to be provided. Hopefully, I won't have to use this insurance in the future, but it's very reassuring just knowing that my pets are covered.
5

out of 5

POSTED: | BY: Lara Orechovesky

Fantastic customer service

Healthy Paws response to claims is exceptional. Our submissions are reviewed, approved, with reimbursement deposited in our bank within days. Customer service has also routinely emailed us to follow-up on our pets' treatment and see how they are feeling/healing. Customer service is fantastic and it's clear we're more than a number. We are extremely grateful for our coverage and one less worry when dealing with our pet's illness. We routinely recommend Healthy Paws to friends and coworkers and will continue to use for all our future pets.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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