Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carol

Best Purchase for pet

I purchased Healthy Paws based on pamphlets from our Vet at his first exam. I have never had a claim denied ! They have paid promptly and even though the veterinarian fees are not covered nor vaccines, his medications and surgeries were paid promptly with no hassle! Two surgeries were over $5000 each. His meds are all covered which is great at $200 for some . Altogether, I would recommend Healthy Paws. You can pick your deductibles, copay’s according to your budget. They pay promptly and face it, things happen! I don’t know if I would have been able to afford this sweetheart of a dog his surgeries and meds without insurance
5

out of 5

POSTED: | BY: Katie Ferrara

Healthy Paws is a reliable and…

Healthy Paws is a reliable and trustworthy animal health insurance company. Ive been using them for the past 8 years. Recently my dog was very sick. Healthy paws emailed me asking how my dog was! The claim process was extremely easy and I was reimbursed within the week.
5

out of 5

POSTED: | BY: Heather West

Thankful for Healthy Pets

This is the second time in two years that our dog has needed a major surgery. First he had a spinal surgery, and recently knee surgery. If it weren’t for Healthy Paws insurance (that we’ve had since we first got Murphy) we would never have been able to afford to give him the care he needed. I couldn’t be more grateful. Thank you Healthy Paws. Also, submitting claims is so easy and every time I’ve been refunded within a few days.
5

out of 5

POSTED: | BY: Rob

Healthy Paws is the best!!

Healthy Paws had ALWAYS been there for me and my dog Ari! My dogs are my kids…one of my pups, Ari has idiopathic cluster seizures disorder…which is particularly dangerous because if not treated in time can lead to a painful death. I am lucky enough to be near Tufts University veterinary hospital with some of the best neurologists in the world! And through the past 5 years of treatment, appointments, medications, er visits Healthy Paws has been there for me! Living up to their promises, no questions asked, no red tape, just paid claims in a timely manner! Without Healthy Paws, I would have had to take out a second mortgage, but with their help me and Ari are living our best lives together. Thanks Healthy Paws!!
5

out of 5

POSTED: | BY: Joanne

Healthy Paws is Fantastic!!!

On 12/14/24 our Labrador Retriever was hit by a car and had major damage to her rear leg. She had to have 2 major surgeries and were it not for Healthy Paws, we would have had to put her down because the cost was prohibitive! My plan pays 90% subject to a $250 deductible. I can't say enough about this company. They pay their claims quickly, their website is easy to maneuver and the people there are very caring.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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