Healthy Paws | Pet Insurance Review

While I expect premiums to increase as our pets age, I did NOT expect HP to unilaterally change the fundamentals of our policy. When our pets were young, we chose 90% coverage w/ $100 deductible - which was a great decision in retrospect as some of our pets have developed chronic conditions that HP has historically paid without issue. Our annual renewal just came in however, and HP have unilaterally decided to change our coverage to 70% w/ $500 deductible, stating they no longer offer the previous coverage - despite the statement on their page "Coverage with your Healthy Paws plan is continuous unless canceled. The Healthy Paws plan will not drop your pet or decrease coverage due to age or claims". Now that we have pre-existing conditions, changing providers is not a realistic option - so we're stuck with however HP decides to downgrade their coverage. I'd highly recommend looking elsewhere!

Healthy Paws has been great. I have not had a chance to use the insurance since both my pets have been healthy. Recently my one dog was diagnosed with Cushings disease and we have had and continue to have many vet visits. Healthy Paws has covered 90% of the cost and its has been a seamless process. The claims are easy to file and they are prompt with the reimbursements. I highly recommend them.

Healthy Paws with CHUBB has been amazing! They helped make our nightmare experience when my dog and I were attacked much easier to deal with. It was allowing us to keep our focus on getting the care our dog needed over the course of several days and two surgeries and not focus on how we would be able to pay for the necessary surgical and follow up visits. They were there for us when we most needed them.

Thanks goodness for Healthy Paws - my little dog has had seizures and lots of tests to figure out why. Healthy Paws has processed the claims quickly and fairly. I am really glad I've stuck with them the past 8 years.

Healthy Paws Pet Insurance does a great job responding to claims. The claims submission process is user-friendly and Healthy Paws responds very quickly. I enthusiastically recommend Healthy Paws to anyone looking for pet health insurance!