Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christine S.

Peace of Mind for Our Pets’ Health

We adopted our dog in 2015 and knew pet insurance was a must. For the past 8 years, Healthy Paws has been there through everything—mass removals, infections, osteoarthritis, even a recent heart murmur—always letting us focus on her, not the cost. The claims process is simple, reimbursements are fast, and customer service has been excellent. Even our cats are covered with the same great care!
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2

out of 5

POSTED: | BY: Kelsi

Massive Rate Hike

I've had a policy with Healthy Paws since 2016. I just received a notice that my premium is jumping 154.3% and I am facing a yearly increase of $4,589.16 in premiums. Buyer beware, they will jack your premiums out of nowhere (I'm not talking the expected annual increases, this increase is unreasonable) and you will NOT be able to get coverage from any other insurance company if you have any claims as they will all be deemed preexisting conditions. I paid into their policy for years and years and now they want to get rid of my dog.
5

out of 5

POSTED: | BY: Lisa

Oh how I wish human health insurance companies were this efficient!

When searching for a pet health insurance company, this is the one you want. So much easier to make claims and understand the policy than the typical human health insurance company!
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5

out of 5

VETERINARIAN: VEG ER for Pets

POSTED: | BY: Joseph

The best

Easy to file a claim, fast refund. No gimmicks. Fair price for insurance coverage. Highly recommend.
5

out of 5

POSTED: | BY: Kristina Strobel

Quick and easy

Healthy Paws made dealing with my dog’s eye issues super easy. I was reimbursed quickly and Healthy Paws even checked in to make sure we were doing ok
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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