Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: William J.

Extremely Grateful!

I purchased Healthy Paws insurance when our Maya was just a puppy. She is almost five now. Despite my skepticism of the insurance industry as a whole, this company has processed every claim I have submitted fairly and rapidly. This includes, among others, TPLO surgery on both knees and mast cell tumor removal at Cornell Veterinary Hospital. As you may imagine, no small expense. Without their help we could not have afforded the care that Maya desperately needed. As noted we are extremely grateful.
5

out of 5

POSTED: | BY: Lynn Tempesta

Healthy Paws is the best pet insurance!

Healthy Paws is the best pet insurance. Their claim process is simple and payment is quick. We have an epileptic dog and lately his seizures have become more frequent requiring hospitalizations, an MRI, new and additional prescriptions, and additional specialty vet visits. Healthy Paws has paid each and every claim quickly and with no questions asked. We don't know what we would have done without this insurance!
5

out of 5

POSTED: | BY: Megan

Reliable and Quick

We have been SUPER happy with Healthy Paws. They have approved all reimbursements that fall within our policy's guidelines. They even emailed to check in on how our dog was doing after his surgery! Quick payments, wonderful customer service. Totally worth it.
5

out of 5

POSTED: | BY: Bob Reel

Healthy paws - great insurance with people who care

I really don't know what I would have done if I didn't have Healthy paws. I've been paying for insurance for the past 3 years for both of my dogs - and actually hoping I would never have to use it - only because I've never had the experience before and I wasn't sure how it would work out. One of my dogs had an accident and needed double knee surgery. He was in pain and thank God for Healthy paws they processed the refund so quickly and they also sent me periodic emails asking about how our dog was doing - the rep I talked to on the phone was helpful and very sympathetic. This has been a great experience.
5

out of 5

POSTED: | BY: Amanda Jacobs

Healthy Paws Is Amazing

We have had Healthy Paws insurance for our cat (approximate age 10) and dog (approximate age 3) for the past 3 years. Our experience with Healthy Paws has been nothing short of amazing. Our beloved cat recently developed congestive heart failure. She has been in-and-out of the emergency hospital several times, and is now under the care of a cardiologist. This care was necessary to save her life. Healthy Paws has paid for virtually everything. In the last month alone, Healthy Paws has paid over $5,000 for her care. This medical care would not have been possible without Healthy Paws. In addition, our Golden Retriever has had various ear infection, allergy and skin issues. Healthy Paws has paid for those conditions, as well. Their customer service is excellent. Filing a claim is as easy as snapping a photo of the veterinarian's invoice and sending it through an app on your phone. Healthy Paws sends several email updates as your claim is being processed, and I generally receive a check within 7-10 days. They are always available to answer any questions. We are forever grateful for our Healthy Paws insurance. If you are considering pet insurance, I highly recommend Healthy Paws. It pays for itself. It is worth it. It gives you the peace of mind to know that you can afford the medical care your pet needs and deserves. Healthy Paws is truly your partner.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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