Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jerri

Never expected to be so grateful for insurance!

Healthy Paws Pet Insurance review Saturday evening, before Super Bowl Sunday, our 16 month-old Bernese Mountain Dog pulled up lame in the left hind quarter. We decided to see if it resolved by the morning and Sunday morning he couldn't even put weight on the Right fore leg! Up to the vet. Came home with not definitive cause but administering pain meds. That same day, during the first quarter of the Super Bowl, he could not breathe! Seemed like he was falling apart on so many fronts. The 50 mile ride back to the vet was surreal, I was in the back with Whit praying for him, pounding on his chest to provoke some breathing and begging him to stay with me. The thing I didn't have to worry about was how we were going to pay for his care. For the first time in 40 years of sharing our hearts and home with our canine companions, we had taken out pet insurance. We did this because we anticipated that, like our other Berners, Whit would likely experience orthopaedic issues in his 5th or 6th year. Never did we anticipate that before his 1st birthday, we would have over $10,000 in vet bills and that within the next six months we would add over $5,000 in a different episode! And, he has - apparently - recovered more quickly than his shaved legs have grown back the hair from the IV and other procedures! He is a wonderful, hardy fellow and we are so grateful for his recovery and that we have a partner in financing his health escapades.
5

out of 5

POSTED: | BY: Terri

Healthy Paws is excellent! 🐾🐾

After a lot of pet insurance research I chose Healthy Paws and I’m so glad I did. They are so friendly , caring and the customer service is wonderful! After submitting all claim information , all eligible claim amounts ( must meet annual deductible depending which plan you have) are processed so fast normally within a couple of days. Highly recommend!!
5

out of 5

POSTED: | BY: Terri

Healthy Paws is excellent!

After a lot of pet insurance research I chose Healthy Paws and I’m so glad I did. They are so friendly , caring and the customer service is wonderful! After submitting all claim information , all eligible claim amounts ( must meet annual deductible depending which plan you have) are processed so fast normally within a couple of days. Highly recommend!!
5

out of 5

POSTED: | BY: Zach Brenning

A must have for big dogs!

Healthy Paws has been absolutely incredible in covering our giant, furry Certified Therapy Dogs! When it was discovered that our seven year old Saint Bernard had more than FIFTY bladder stones, Healthy Paws reimbursed us for his hospitalization and surgery, which was over $3000. In addition, our 9 year old Newfoundland has had chronic arthritis in all four of her "wrists" for several years. Not only does Healthy Paws cover her expensive medications, they pay for her ongoing rehabilitation, which includes laser therapy, acupuncture, and a water treadmill. It is SO comforting knowing that Healthy Paws allows us to get our wonderful dogs the best care available, without having to worry about cost. To make things even better, the Healthy Paws app makes it painless to submit claims immediately and get reimbursed quickly!
5

out of 5

POSTED: | BY: Lauren

Finally pet Insurance coverage you can count on!!

We have had our little dog covered by Healthy Paws since October of 2015 and thankfully had never had to use it until February of this year. I was at home when I noticed my little girl stumbling toward me. I was instantly panic stricken as I knew something dreadful was wrong with her. I couldn't tell if she was even breathing and she was terrified! I gathered her up and rushed her to an emergency veterinary hospital. She would face a hospital stay, an MRI, an ultrasound, a spinal tap, numerous blood tests and multiple medications and because she was covered with Healthy Paws Pet Insurance we didn't have to worry about the costs we would be facing. I can't explain what a relief that was for us. We were able to focus our attention on her recovery and one month out am happy to say she is doing much better. Healthy Paws was extremely responsive and within three to four days of submitting an invoice each claim was processed and completed. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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