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POSTED: | BY: Gilles
Labels whatever they can as pre existing
Had them for 4 month to cover our 6 month old Australian cattle dog Jack, on our last routine Trip to the vet we are told his testicles are most likely in his abdomen and he will need surgery. Prior to that visit, 3 month ago the vet had noted that they were undescended but that it would be too early to tell if it was an issue. We'll healthy paws holds on to anything to deny a claim. Apparently since it was nopyed it's now on the exclusion list and nothing will be covered, including all the complications Jack has had due to the surgery.
Be aware they will take a note from the vet and deny anything they can.