Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Brandon

The absolute best pet insurance company

Unfortunately, I had place my first claim through Healthy Paws after my dog tore his cranial cruciate ligament. Since he's a younger, large, athletic dog, the TPLO surgery was going to be necessary and it is not cheap. Working with Healthy Paws couldn't have been easier. Prior to the surgery, I called them up and told them the news. They asked me to submit the estimate and medical records, which was very easy to do. They looked over everything right then and there and had everything arranged for payment within a day. They even worked directly with my veterinarian's office to pay them directly, so I only had to cover my coinsurance. To make things better, they're always friendly, empathetic and genuine when contacting them. I cannot thank Healthy Paws enough for making the process as easy and stress-free as possible. It allowed me to focus on Quattro's surgery and recovery. He's two weeks post-op and doing awesome!
5

out of 5

POSTED: | BY: April

Great coverage at a low rate and came through for us when our dog had to go to the emergency/specialized vet.

I chose Healthy Paws pet insurance for our dog because they had very comprehensive coverage at a great price. You hope you never have to use it, but we did. Healthy Paws came through for us when our dog had to go to the emergency vet and had to have several expensive tests run. It was easy to file claims and they reimbursed quickly. We wouldn't have been able to get our dog this care if we didn't have the insurance. I've been recommending them to every pet owner I know.
5

out of 5

POSTED: | BY: Jody

Love them, no hassle, easy to file a claim, prompt payments

Highly recommend healthy paws! They have given me peace of mind as my dog continues to heal from his accident
5

out of 5

POSTED: | BY: Stacey

Healthy Paws came through

Thank you Healthy Paws,for checking on her, hopefully she will continue to feel better, I do not know what I would have done without you. You helped save my soul mate, she is my best friend. People joke about dogs being our best friends, but truly she is. She waits by the door every morning to go to work with me. The other dogs run to the kitchen for food, but not her she just patiently sits by the door waiting to go with me. I have no idea why. Im not ussually popular with some people, Ive never been a natural beauty, but to her, I'm her world. It breaks my heart and everything in me to watch her go through this. I know Ill never be the same without her....She has been probably the best part of my life. Thank you for everyday you have given me with her. I truly want to have everyone I meet to do business with you. I love you guys../ Stacey Wampler
5

out of 5

POSTED: | BY: Kendra

Wouldn't choose anyone else

By far, Healthy Paws has been the best insurance company to deal with. My red heeler had eye issues and has had both eyes removed. Through all of the drs visits, the specialists, the medication, and then surgeries....Healthy Paws was the easiest part of the process. Their coverage really saved my bacon financially and the process to submit a claim is so easy. You would not go wrong by choosing Healthy Paws. I will insure all of my future pets with them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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