Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ann DeChiaro-Pfisterer

Pet Insurance Saves the Day (Again!)

We rescued our Yorkshire Terrier, Button, 5 years ago. I have heard many stories about the cost of veterinary care, so at the time of this rescue, I bought Health Paws insurance through AAA because I never wanted to have a monetary cost of care decide the fate of my best friend. We have had many emergency situations with this Troublesome Yorkie (with a capital "T"). Button's latest medical emergency involved him eating a few grocery bags that he got into from our grocery bag holder. When it became evident about what he had done, (no need to be graphic), we rushed him in for emergency treatment at the animal hospital. This veterinary visit required x-rays, sonograms, and then a barium test to trace the path of the plastic leaving in his intestines. A two-day stay in the veterinary hospital ensued. Button is on the mend and survived yet another medical situation of his own doing. My checkbook also survived too. My husband says that our dog has better health insurance than most people in the U.S.A. -- I agree. The Health Paws claims are easy to file, reimbursement is quick, and I have peace of mind knowing my best friend can be taken care of should another emergency occur again. I can handle the costs of well dog care, but I am so grateful to have this insurance for emergencies.
5

out of 5

POSTED: | BY: susan schmall

Great service

After having my dog for just six months, I discovered she had a congenital malformation of her legs. She had three surgeries. Healthy Paws paid 80%, the customer service folks were wonderful and I received the checks within a week of submitting them. I do not know what I would have done.
5

out of 5

POSTED: | BY: Rachel

Amazing pet insurance!

My dog, Mia, unfortunately, had to have bilateral TPLO surgeries for CCL tears within a few months from each other. Claims were submitted online and were reimbursed quickly! They also checked in to see how she was doing after surgery. Great customer service/ excellent pet insurance.
5

out of 5

POSTED: | BY: Teresa Richardson

Excellent pet insurance; very satisfied!

We have needed to file 2 different claims since 2015. Both times it was handled in a timely manner & saved us thousands of $$$!
5

out of 5

POSTED: | BY: Frank

Best Insurance Out There

Healthy Paws is the best health insurance for pets! I tell anyone who will listen about how amazing and efficient they are not only with our claims but even checking in on our dog to see how he's doing!! I work in health care for humans and Healthy Paws is significantly better than anything out there - even for humans!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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