Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Erica

Get Healthy Paws

If your looking for pet insurance Healthy Paws is the BEST!!!! The prices are fair and when your furbaby needs medical care Healthy Paws is right there !! Reimbursement is fabulous OMG fabulous!!!!! No limits are your pets care that's what I love. If they're sick or injured do not fear about getting them proper care as long as YOU HAVE HEALTHY PAWS you can rest easily. TRUST ME !!! Get Healthy Paws before you buy anything else. I love them and will always have them for my fubabies!!! 10 stars for this company
5

out of 5

POSTED: | BY: Madvi

Thankful to have my pets insured with Healthy Paws

I cannot rave enough about having my pets insured with Healthy Paws. My 4 year old Shih Tzu/Bichon mix, Reese, in less than 2 months had to undergo 2 big surgeries. The first one was a Cystotomy (bladder stone removal surgery) in October 2018 and the second one was for a Portosystemic Shunt surgery (congenital liver shunt) in November 2018. The stones from the first surgery were sent for analysis and their composition turned out to be Urate (Ammonia) stones which are very uncommon for Reese’s breed. Further diagnostics revealed that he had a liver that was not functioning 100% which is the reason why the stones had formed. We are hoping this fixes the issue and Reese is done with his share of health issues. We’ve had HP insurance for more than 2 years but this is the first time we’ve had to file claims. I am very impressed with how the process has worked all the way from submitting the claim, HP asking for additional information and HP processing reimbursement pay out. HP also sent Reese a super cute get well soon card signed by the HP members. The personalized touch was really appreciated and it was so thoughtful of them to do this for my little Reesey. Thank you, HP. I am so thankful for having him and his brother, Rio insured with HP early on in their lives.
5

out of 5

POSTED: | BY: Diane

Great Company to work with

Easy to submit claims no-wheeling and dealing if it’s a covered service they cover it. Claims payed quickly. When I call all people there are helpful and pleasant. Thank you Healthy Paws for making a trip to the vet not so scary
5

out of 5

POSTED: | BY: Elena

Affordable prices, excellent coverage, and BEST customer service

This is by far the best health insurance I have ever encountered for my 4 legged son! I was referred to Healthy Paws by my sister in law. I did compare prices and coverage from other insurance companies, but I ended up right back to Healthy Paws! Their prices were extremely affordable and offered excellent coverage. Every claim I have had to submit (and unfortunately, there have been quite a few), have been processed within a few short days and reimbursement is in my account shortly after that. They are extremely clear on what they don't cover (which is no different than what other insurance companies do not cover). So just to summarize, claims are easy and stress free to submit, they are very affordable, and they're customer service is the best part about them.
5

out of 5

POSTED: | BY: Bergen

Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They were great...

Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They not only honored all payments or reimbursements promptly, but they also made a point to send her a get well card hand signed by all staff members personally. They even kept in touch to find out how Poppy was doing after surgery. I had never expected my dog to get such a devastating diagnosis to begin with, but I can say honestly that Healthy Paws treated us with such a personal kindness, thoughtfulness, and professional courtesy that lessened the stress and pain of this ordeal. I recommend them highly...

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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