Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
We use Healthy Paws to insure our pets from puppy to passing. Their plans are affordable and are invaluable when something goes wrong. We lost our doberman at age 4 to kidney failure and they covered the intensive care so we could just love her through it. We wish they sold human insurance because our dogs have better health care than we do.
5
out of 5
POSTED:
| BY: Roberta P.
Review of Healthy Paws
Healthy Paws is an excellent company--they are very prompt in processing claims, even one for around three thousand dollars following my one cat's treatment for a urinary block and surgery for kidney stones. They are friendly on the phone and seem genuinely interested in the pet's welfare.
5
out of 5
POSTED:
| BY: Ashley Bass
Amazing!
My Rottweiler had to have 2 surgeries one by a specialist to repair the first, transfusions and 12 days in a critical care unit where his meds alone were over 1000 a day. Without healthy paws I would have never been able to afford the care he needed to save his life. He was in septic shock after the first surgery and I was told he would probably not even survive the first. He got the best care and healthy paws processed the claims within a day, 2 at most reimbursing over 20,000. Great customer service, affordable and amazing coverage
5
out of 5
POSTED:
| BY: Mark Pells
Exceeds all expectations!
Healthy Paws has far exceeded any expectations I may have had in every aspect, including coverage, service and (yes, really) compassion. I have been a commercial insurance broker for over 40 years, and in the past thought pet insurance was a scam. I was always a cat owner, and never experienced any need for vet care. We got Minnie, our first dog ( a MinPin), ten years ago, and it's been a wonderful adventure. After her first illness and hospitalization, which cost $4000 (uninsured), I did some research on pet insurance options. In addition to competitive pricing and plan designs (90% w/$100 Ded) Healthy Paws was the only Pet Insurance carrier I found (there may be others) without an annual maximum, and that was a major requirement for me, so we applied. In the last few years Minnie has had regular need for advanced vet care and hospitalization, and to say that I've been impressed with Healthy Paws response would be an understatement. This is evidenced most recently when poor Minnie was diagnosed with diabetes. Healthy Paws, as usual, handled every aspect of that claim with incredible speed, professionalism and, as always, great communication. The acid test came several months ago, when Minnie developed cataracts and went blind. It was heartbreaking. We discovered that cataract surgery was possible for dogs, and was very successful, but also very expensive. Rather than just turn in a claim and 'hope for the best' I contacted HealthyPaws to see if I could 'per-certify' the surgery. Their response was fast and positive, as was the ultimate processing of the claim. There was no hesitancy, and there was no issue having the surgery on both eyes. They seemed surprised I was even worried about their response. But not only that, they contacted us after the claim was paid, and asked how Minnie was doing, showing real personal concern. I was amazed at this level of personal service.
I am a firm believer in transferring what I believe to be a significant risk (uninsured veterinary care beyond well care) to insurance, and my choice is clearly Healthy Paws, for the reasons outlined above. Highly Recommended.
5
out of 5
POSTED:
| BY: Joni Dahl
Not sure what I would have done without it...
I first bought Healthy Paws when my vizsla was 8. Within a year she was diagnosed with hemangiosarcoma. It was terminal. HP covered around $20,000 in expenses. We knew we couldn't cure her and I am sure HP did too. Together we gave her, and us, another 6 months. Now I have 3 dogs and they are all insured. It's just peace of mind. One of my dogs recently tore her ACL. With HP's coverage for one treatment that dogs insurance payments have been reimbursed to date. I only wish my own health coverage was this easy.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.