Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Anna

Healthy Paws Loyal for life!

Healthy Paws has been there for our pups for over 5 years! They really make the coverage easy to understand and they have quick reimbursements. It's such a relief knowing I can give my dogs the best care without worrying about a bill.
5

out of 5

POSTED: | BY: Emily

Easy and Convenient

I’ve never had an issue with Healthy Paws covering expenses for emergencies and surgeries. It’s an easy process and their app is very convenient.
5

out of 5

POSTED: | BY: Dianne

The best decision we ever made for our dog!

Healthy Paws Pet Insurance is the greatest decision we ever made for our dog, Sophie. She was recently diagnosed with cancer. The piece of mind we get with this insurance is amazing. We are able to get her the best treatment possible without financial stress. The customer service is wonderful, and reimbursements are always fast. I highly recommend Healthy Paws to anyone with a pet.
5

out of 5

POSTED: | BY: Amanda

Thank Goodness for Healthy Paws!

Hands down the best! Never any issues with a claim. We have been with Healthy Paws since we got our dog over 5 years ago and it was the best decision we have ever made. Our dog has always been healthy with small issues like worms (yuck), ear infections, and cysts. This month however we had a really scary issue where our poor dog had a stomach blockage and had to be hospitalized for two nights with a feeding tube, catheter, and IV. The entire time he was in the hospital we said thank goodness for Healthy Paws! We were able to focus on getting our dog back to health instead of on the bills that were mounting to thousands of dollars. Healthy Paws customer service truly cares about the pets, and follows up to see how my dog is doing with a personalized note. Now our dog Lu is back to health!
5

out of 5

POSTED: | BY: Jennifer

Stress free in the most stressful time.

I signed up for HealthyPaws pet insurance a couple of years ago on the recommendation of a friend. I didn't expect to need it, but since my friend's dog suddenly required tens of thousands of dollars of vet care it seemed like a wise thing to do. Three years later, my dog was diagnosed with thyroid cancer requiring specialty vet services including major surgery. HealthyPaws has been amazing throughout this. I have 80% coverage and filing a claim online was very easy and working with their representatives to get the proper documentation from my vet was simple and reassuring. They even offered to call my vet directly and help identify the specific records they needed submitted. My claims were processed quickly and all communication with HealthyPaws has been friendly and compassionate. This experience has made the stress of Franklin's cancer much less, because I know I can afford the treatment he needs and there hasn't been any red tape in filing the paperwork. He is now post surgery, and the surgeon believes they removed all the cancer at an early stage due to early detection and treatment. I would highly recommend HealthyPaws to any pet parent.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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